634 Del Carmen
VA Assumable
5.25% Rate
50 photos
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634 Del Carmen

Fort Collins, CO 80524

4
Bedrooms
4
Bathrooms
3,336
Sq Ft

Payment Calculator

$3,783per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$35,495
$35,495$64,393
Secondary Financing8.5% Rate
$28,898
Blended rate5.39% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,263/mo
Assumable @ 5.25% + gap
$3,783/mo
$479less per month
$479
per month
$5,752
per year
$172,567
over 30 years

🏦 Loan Details

List Price
$709,900
Assumable Rate
5.25%
Remaining Balance
$644,897
Loan Type
VA
Est. Equity Gap
$64,393
Annual Taxes
$4,172
HOA/mo
$90

About This Home

Open House: Sat 16th 11AM-1PM. Experience why Fort Collins, Colorado is consistently ranked among America's top places to live and retire. Minutes from CSU, shopping, dining, breweries, entertainment, parks, trails, and endless outdoor recreation, with Old Town Fort Collins only a short drive away. E-mail brokers for a detailed list of features, floor plan or to show. NO Metro Tax, LOW HOA, and built in 2013. This ranch style home is situated on a hard-to-find .38-acre lot backing to open space with southwest exposure for natural sunlight and snowmelt. Interior features include hardwood floors, white trim, rounded corners, plantation shutters, French doors, corner gas fireplace, open kitchen with granite slab countertops, knotty alder cabinetry, center island, pantry, full tile backsplash, and all stainless-steel appliances included. Spacious primary suite features a retreat, walk-in closet with built-ins, and luxurious 5-piece bath with split vanities. Finished basement offers 8' ceilings, engineered silent flooring system, large family room, spacious bedrooms, 3/4 bath, rough-in for future bath, and large storage/shop or gym area. Additional upgrades include central air conditioning, Carrier high-efficiency furnace, humidifier, oversized insulated and drywalled 3-car garage, covered front and back patios, fenced and cross-fenced yard, upgraded light fixtures, hot tub pre-wire, and basement egress window covers. Property allows for an approximate 800 square foot RV/boat garage addition. VA Assumable loan: $642,000 balance with a 5.25% interest rate.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$709,900
5.25% rateVASave $638/mo

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