20950 Ida
VA Assumable
2.87% Rate
50 photos
Click to enlarge

20950 Ida

Centennial, CO 80015

4
Bedrooms
3
Bathrooms
2,234
Sq Ft

Payment Calculator

$3,339per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,750
$28,750$332,542
Secondary Financing8.5% Rate
$303,792
Blended rate6.00% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,453/mo
Assumable @ 2.87% + gap
$3,339/mo
$114less per month
$114
per month
$1,365
per year
$40,938
over 30 years

🏦 Loan Details

List Price
$575,000
Assumable Rate
2.87%
Remaining Balance
$241,919
Loan Type
VA
Est. Equity Gap
$332,542
Annual Taxes
$3,892

About This Home

Exceptional ranch-style home offering two en suite bedrooms giving owners the unique option of a primary suite on either the main level OR lower level. Designed for comfort and entertaining, this thoughtfully crafted home features an open-concept layout, spacious living areas, a media room with custom dry bar perfect for movie nights, game days, or hosting guests. A versatile room with built-in desk/cabinets and a closet offer the flexibility to function as a fourth bedroom, home office or creative workspace. The lower level features a secure room with built-in work bench and large safe, offering ideal space for hobbies, storage, valuables, or a private workshop setup. Step outside to enjoy the large covered patio overlooking a huge yard with fruit trees, creating the perfect setting for outdoor living, gardening, and relaxing evenings at home. Additional exterior features include a storage shed, RV parking, and an extended driveway providing abundant parking space for vehicles, recreational toys, trailers, or guests. Conveniently located near parks, trails, shopping, this home combines peaceful living with easy access to everything you need. A rare blend of versatility, space, and location — this home is ready to fit your lifestyle.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$575,000
2.87% rateVASave $2,335/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472