10531 Laurelglen
VA Assumable
3.91% Rate
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10531 Laurelglen

Highlands Ranch, CO 80130

5
Bedrooms
4
Bathrooms
2,952
Sq Ft

Payment Calculator

$5,350per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$40,450
$40,450$618,367
Secondary Financing8.5% Rate
$577,917
Blended rate7.36% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,858/mo
Assumable @ 3.91% + gap
$5,350/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$809,000
Assumable Rate
3.91%
Remaining Balance
$192,019
Loan Type
VA
Est. Equity Gap
$618,367
Annual Taxes
$4,868
HOA/mo
$684

About This Home

Beautifully updated and move-in ready, this timeless Highlands Ranch home offers exceptional curb appeal, thoughtful upgrades, and an unbeatable lifestyle in one of Colorado’s most sought-after communities. A charming front porch, mature landscaping, and lush grassy yard create a warm welcome from the moment you arrive. Inside, the light-filled interior features soaring ceilings, plantation shutters, refinished hardwood floors on the main level (2026), fresh interior paint throughout the home and basement (2026), and inviting living spaces filled with natural light. The elegant living room flows into a private den with double French doors, while the cozy family room is anchored by a fireplace. The beautifully maintained eat-in kitchen showcases granite countertops, stainless steel appliances, gorgeous cabinetry, center island, and sliding glass doors opening to the deck for seamless indoor-outdoor living. Recent updates include a dishwasher (2025) and microwave (2025). Upstairs, the spacious primary suite offers a walk-in closet and spa-like bathroom with dual sinks, soaking tub, grab bar, and step-in shower. Additional updates include new LVP flooring in the primary and upstairs bathrooms (2026), new sinks and faucets in bathrooms (2026), and new carpet on the stairs (2026). The finished walk-out basement adds flexibility with a bonus room, an additional bedroom, private bathroom and storage under the basement the full footprint of home! Enjoy the peaceful backyard retreat complete with a deck, covered patio, flagstone seating area, mature trees, garden beds, and lush lawn. Additional highlights include paid-in-full solar panels, washer and dryer (2025), new gutters (2025), and new fencing completed in 2026. Living in Highlands Ranch means enjoying miles of scenic trails, parks, recreation centers, pools, fitness amenities, and open space, all conveniently located near shopping, dining, top-rated schools, C-470, and Denver Tech Center access.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$809,000
3.91% rateVASave $3,540/mo

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