4545 Tarragon
VA Assumable
3.16% Rate
50 photos
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4545 Tarragon

Johnstown, CO 80534

4
Bedrooms
3
Bathrooms
3,301
Sq Ft

Payment Calculator

$3,638per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,000
$33,000$308,599
Secondary Financing8.5% Rate
$275,599
Blended rate5.50% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,963/mo
Assumable @ 3.16% + gap
$3,638/mo
$325less per month
$325
per month
$3,901
per year
$117,036
over 30 years

🏦 Loan Details

List Price
$660,000
Assumable Rate
3.16%
Remaining Balance
$352,989
Loan Type
VA
Est. Equity Gap
$308,599
Annual Taxes
$4,423
HOA/mo
$250

About This Home

Welcome home to this beautiful ranch-style home featuring soaring vaulted ceilings, stunning hardwood floors, slate entryway flooring, and rich alder cabinets and trim that add warmth and character throughout the home. The bright open floor plan offers both comfort and functionality, while the flexible main floor study can easily serve as a formal dining room to fit your lifestyle. The spacious kitchen features granite countertops, ample cabinetry, a pantry, and flows seamlessly into the living spaces, making it perfect for entertaining. The primary suite is a true retreat with an updated spa-like bathroom and a cozy two-sided fireplace shared with the bedroom. Downstairs, the finished basement offers an expansive family room, wet bar complete with beverage fridge, tons of cabinet storage, and additional living space perfect for gatherings or game nights. One of the basement bedrooms even includes a walk-in closet, while the unfinished mechanical room provides exceptional storage space. Outside, enjoy the fully fenced backyard with added privacy fencing, a large patio for relaxing or entertaining, and a fully functional hot tub that is included with the home! Stucco siding adds to the curb appeal and low-maintenance exterior. Conveniently located near I-25 and Hwy 34, with restaurants, shopping, and everyday conveniences just minutes away. Plus, no metro district and a low HOA make this home an incredible value. The nearby railroad is a quiet spur track with slow-moving trains that pass through respectfully and infrequently.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$660,000
3.16% rateVASave $2,241/mo

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