19118 54th
FHA Assumable
3.31% Rate
50 photos
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19118 54th

Denver, CO 80249

2
Bedrooms
3
Bathrooms
1,175
Sq Ft

Payment Calculator

$2,157per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,750
$20,750$150,437
Secondary Financing8.5% Rate
$129,687
Blended rate5.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,492/mo
Assumable @ 3.31% + gap
$2,157/mo
$335less per month
$335
per month
$4,015
per year
$120,464
over 30 years

🏦 Loan Details

List Price
$415,000
Assumable Rate
3.31%
Remaining Balance
$264,563
Loan Type
FHA
Est. Equity Gap
$150,437
Annual Taxes
$5,153

About This Home

This meticulously maintained home stands out with over $50,000 in recent interior and exterior improvements, including a brand-new roof and new siding installed in 2025. The main level features premium luxury vinyl plank flooring, fresh neutral paint, and a modern kitchen complete with granite countertops, a gas cooktop, and great storage space.\r Upstairs houses two private, oversized bedroom suites alongside a dedicated second-level laundry room. The home is complete with an attached 2-car garage for parking and extra gear. Enjoy a prime location just minutes away from local parks, dining, and retail hubs. Plus, enjoy simplified monthly budgeting with master HOA dues conveniently included within the property taxes.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$415,000
3.31% rateFHASave $1,171/mo

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