2241 Ponderosa
VA Assumable
3.45% Rate
50 photos
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2241 Ponderosa

Erie, CO 80516

3
Bedrooms
3
Bathrooms
2,219
Sq Ft

Payment Calculator

$3,959per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$33,750
$33,750$286,098
Secondary Financing8.5% Rate
$252,348
Blended rate5.26% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,053/mo
Assumable @ 3.45% + gap
$3,959/mo
$94less per month
$94
per month
$1,128
per year
$33,845
over 30 years

🏦 Loan Details

List Price
$675,000
Assumable Rate
3.45%
Remaining Balance
$452,380
Loan Type
VA
Est. Equity Gap
$286,098
Annual Taxes
$6,314
HOA/mo
$90

About This Home

Welcome home to this beautiful property featuring a spacious living room and stunning wood floors that flow throughout the main level. The open-concept kitchen and dining area create the perfect space for entertaining and making lasting memories. Upstairs, you'll find a large loft and a massive primary suite complete with unobstructed mountain views, a luxurious 5-piece bathroom, and dual walk-in closets. Two additional generously sized bedrooms, a full bathroom, and a convenient laundry room complete the upper level. The full unfinished basement offers endless possibilities-ideal for storage, recreation, or future customization. The oversized 3-car garage provides ample space for vehicles, storage, and all your toys. Step outside and fall in love with the expansive, private backyard surrounded by mature trees-perfect for relaxing or entertaining. Enjoy outdoor living with a spacious patio, built-in grilling area, and fire pit. Situated on a quiet street within a desirable golf course community, this home offers exceptional amenities including two pools, parks throughout the neighborhood, and highly rated schools nearby. The area is perfect for walking, connecting with neighbors, and building a true sense of community. Just minutes away, you'll find the town center featuring a recreation center, library, and a variety of Main Street shops and restaurants. This home truly has it all!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$675,000
3.45% rateVASave $2,092/mo

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