14630 Guernsey
VA Assumable
2.88% Rate
50 photos
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14630 Guernsey

Mead, CO 80542

3
Bedrooms
3
Bathrooms
2,243
Sq Ft

Payment Calculator

$2,257per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,250
$28,250$37,572
Secondary Financing8.5% Rate
$9,322
Blended rate2.98% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,393/mo
Assumable @ 2.88% + gap
$2,257/mo
$1,136less per month
$1,136
per month
$13,633
per year
$408,976
over 30 years

🏦 Loan Details

List Price
$565,000
Assumable Rate
2.88%
Remaining Balance
$526,280
Loan Type
VA
Est. Equity Gap
$37,572
Annual Taxes
$5,107
HOA/mo
$475

About This Home

If you’ve been looking for that perfect blend of small-town peace and modern comfort, 14630 Guernsey is going to feel like the right fit the moment you pull into the driveway. Tucked away in the welcoming community of Mead, this home has a bright, grounding energy that instantly makes you want to kick off your shoes and stay a while. The main level is designed for real life and effortless connection. The kitchen flows seamlessly into the living area, creating a wide-open central hub where nobody is ever left out of the conversation. Whether you're whipping up breakfast on a slow Saturday morning while the sun pours through the windows, or hosting a casual get-together with friends, the layout just makes sense. It feels open and spacious without losing that cozy, comfortable sense of home. Upstairs, the bedrooms are designed to be true retreats. The primary suite is calm and generous, offering a quiet space to unwind at the end of a long day. The additional rooms bring that highly sought-after versatility—whether you need a dedicated home office to actually get things done, a guest room, or a creative space, you have the room to breathe and grow without feeling cramped. But the layout is only half the story; the lifestyle here is the real draw. Living in Mead gives you that quiet, neighborhood feel where people still wave to each other, yet your commute couldn't be easier. With quick access to I-25, you are just a short drive from Longmont, Loveland, or Denver, giving you the perfect balance of a peaceful retreat and everyday convenience. This home is exceptionally clean, beautifully maintained, and entirely move-in ready. All it needs now is for you to unpack and start its next chapter.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$565,000
2.88% rateVASave $979/mo

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