5452 Valdai
VA Assumable
3.25% Rate
50 photos
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5452 Valdai

Aurora, CO 80015

4
Bedrooms
3
Bathrooms
1,923
Sq Ft

Payment Calculator

$2,915per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,250
$26,250$146,342
Secondary Financing8.5% Rate
$120,092
Blended rate4.34% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,152/mo
Assumable @ 3.25% + gap
$2,915/mo
$237less per month
$237
per month
$2,844
per year
$85,306
over 30 years

🏦 Loan Details

List Price
$525,000
Assumable Rate
3.25%
Remaining Balance
$457,731
Loan Type
VA
Est. Equity Gap
$146,342
Annual Taxes
$4,302
HOA/mo
$402

About This Home

Rarely does a home in this prime location come available, and this one proves the right home in the right place does exist. Step inside to soaring vaulted ceilings and a bright open layout set the tone for a home that’s been thoughtfully updated throughout, with wood grain vinyl flooring flowing through the foyer, living room, kitchen, family room, and upstairs hallway. The kitchen delivers with professionally painted cabinetry, herringbone marble backsplash, floating wood shelves, concrete counters, a double oven, and a full suite of stainless steel appliances including a new refrigerator in 2025, all flowing seamlessly into the eat-in dining area and family room. Upstairs, the primary suite features a walk-in closet and an updated en-suite bathroom with a new vanity and quartz counter. Two additional spacious bedrooms and a full bathroom are just down the hall. The finished basement adds an optional fourth bedroom that could otherwise be used as a home office, gym, or flex space. Step outside and you’ll find a spacious lot and a greenbelt right next door with trails leading to the park and Antelope Ridge Elementary. The backyard is private, peaceful, and uniquely Colorado with a pergola strung with lights, a full outdoor lounge, fire-pit, and garden beds made for warm summer nights and lazy weekend mornings. The attached two-car garage completes the package and includes a built-in office space that can stay or be removed at the buyer’s request. Additional notable features include: new furnace, water heater, refrigerator, and radon mitigation system all in 2025, new roof in 2023, and an Ecobee smart thermostat and Ring doorbell...The big stuff is done. For qualified buyers, an assumable VA loan at 3.25% makes this opportunity even more compelling. Cherry Creek schools, Southlands, C-470, two reservoirs, and a golf course all minutes away, greenbelt trails right next door The only thing left to do is move in!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$525,000
3.25% rateVASave $1,273/mo

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