3820 Soft Breeze
VA Assumable
2.9% Rate
50 photos
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3820 Soft Breeze

Colorado Springs, CO 80918

4
Bedrooms
2
Bathrooms
2,005
Sq Ft

Payment Calculator

$1,954per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,250
$22,250$75,328
Secondary Financing8.5% Rate
$53,078
Blended rate3.60% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,672/mo
Assumable @ 2.9% + gap
$1,954/mo
$719less per month
$719
per month
$8,622
per year
$258,674
over 30 years

🏦 Loan Details

List Price
$445,000
Assumable Rate
2.9%
Remaining Balance
$371,286
Loan Type
VA
Est. Equity Gap
$75,328
Annual Taxes
$1,430

About This Home

Welcome to this updated tri-level home with basement, in the established Northwind neighborhood of Colorado Springs. With 4 bedrooms, 2 bathrooms, and multiple living areas, this home has a flexible layout with room to spread out while still feeling comfortable and connected. Mature trees, nearby park, and a central location help give the neighborhood a welcoming and established feel.\r \r The main level has vaulted ceilings, working wood stove that's a character piece for the house, updated kitchen, and updated flooring. The breakfast nook walks out to a large covered patio and backyard that work well for relaxing, entertaining, gardening, or enjoying Colorado evenings. There is also a little view of the mountains from both the front and rear yards.\r \r Upstairs is the primary bedroom with bathroom and dual closets, along with a loft area that works well as an office, reading space, play area, or additional flex space. The lower level has 2 additional bedrooms, and the basement level has a 4th bedroom, family room, laundry space, and room for hobbies, guests, or working from home.\r \r The roof is brand new with class 4 shingles, and carpet will be replaced prior to closing. Additional improvements include a 2024 kitchen remodel and water heater replacement, 2022 A/C unit replacement, and an electrical panel upgrade in 2016.\r \r Additional features include attached 2 car garage with west facing driveway for faster snow melt, storage shed, and a practical layout that offers flexibility for a variety of living situations. This home is located close to Cottonwood Creek Park, schools, shopping, dining, trails, and everyday conveniences. Schedule a showing and see if this Northwind home could be the right fit for you.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$445,000
2.9% rateVASave $969/mo

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