4072 Happy Jack
VA Assumable
5.52% Rate
50 photos
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4072 Happy Jack

Colorado Springs, CO 80922

3
Bedrooms
4
Bathrooms
1,772
Sq Ft

Payment Calculator

$2,355per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,750
$21,750$23,288
Secondary Financing8.5% Rate
$1,538
Blended rate5.53% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,612/mo
Assumable @ 5.52% + gap
$2,355/mo
$257less per month
$257
per month
$3,088
per year
$92,654
over 30 years

🏦 Loan Details

List Price
$435,000
Assumable Rate
5.52%
Remaining Balance
$411,712
Loan Type
VA
Est. Equity Gap
$23,288
Annual Taxes
$1,566
HOA/mo
$42

About This Home

Beautifully maintained home with thoughtful updates and major improvements already completed! Conveniently located close to shopping, schools, parks, and military bases, this move-in ready property offers comfort, functionality, and peace of mind. The inviting floor plan features spacious living areas designed for everyday living and entertaining. The fully finished basement provides valuable additional living space perfect for a family room, recreation area, guest space, home office, or flex area to fit your lifestyle. Recent upgrades include professionally installed structural piers in 2023 for added long-term stability, a new concrete patio (2025), and a new sliding glass door (2025). Step outside to enjoy the outdoor living space and backyard, perfect for relaxing evenings, entertaining guests, or everyday enjoyment. Situated in an established neighborhood with easy access to major commuter routes and everyday amenities, this home combines important updates, functional living space, and a desirable location into one exceptional opportunity. **Bonus opportunity for qualified buyers: this home offers an assumable loan option with an attractive 4.75% interest rate, providing potential monthly payment savings compared to current market rates.** Schedule your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$435,000
5.52% rateVASave $138/mo

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