16125 Gold Creek
VA Assumable
2.39% Rate
50 photos
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16125 Gold Creek

Monument, CO 80132

4
Bedrooms
3
Bathrooms
3,531
Sq Ft

Payment Calculator

$5,011per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$41,995
$41,995$530,612
Secondary Financing8.5% Rate
$488,617
Blended rate6.07% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,043/mo
Assumable @ 2.39% + gap
$5,011/mo
$32less per month
$32
per month
$385
per year
$11,542
over 30 years

🏦 Loan Details

List Price
$839,900
Assumable Rate
2.39%
Remaining Balance
$322,064
Loan Type
VA
Est. Equity Gap
$530,612
Annual Taxes
$4,670
HOA/mo
$133

About This Home

Experience elevated Colorado living in this beautifully designed walkout ranch-style home perfectly positioned on a premium lot backing to protected open space. Enjoy sweeping views of the Air Force Academy, Mount Hermon, and the Front Range while experiencing a rare blend of privacy, natural beauty, and everyday comfort. The protected open space behind the home helps preserve the peaceful setting and scenery for years to come. From the moment you arrive, the welcoming covered front porch showcases elegant arched architectural details, a well-maintained xeriscaped front yard for low-maintenance Colorado living, and a charming stone patio that adds to the home’s curb appeal. Inside, the open floor plan is filled with natural light and designed for comfortable living and entertaining. Large windows frame the incredible outdoor views and create a bright, inviting atmosphere throughout the home. Additional features include central air conditioning, a humidifier system, and water softener for added comfort. The home offers generously sized bedrooms, spacious secondary rooms with abundant natural light, thoughtfully designed bathrooms featuring dual vanities and ample cabinet storage. The finished walkout basement expands the living space with a large recreation area and wet bar, perfect for entertaining, relaxing, or game nights. Outdoor living is truly a highlight of this property. The expansive composite deck offers multiple seating and dining areas overlooking rolling hills and open space, while the covered walkout patio below provides additional entertaining space with stamped concrete finishes and seamless access to the beautifully landscaped backyard. Natural landscaping and a fire pit area create a peaceful outdoor retreat surrounded by panoramic Colorado scenery. Whether relaxing on the deck, enjoying the privacy of the backyard, or taking in the views from inside the home, this exceptional walkout ranch captures Colorado living in a truly remarkable setting.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$839,900
2.39% rateVASave $3,399/mo

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