3847 Cardiff
VA Assumable
2.94% Rate
50 photos
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3847 Cardiff

Loveland, CO 80538

3
Bedrooms
3
Bathrooms
2,076
Sq Ft

Payment Calculator

$3,103per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,250
$27,250$295,289
Secondary Financing8.5% Rate
$268,039
Blended rate5.82% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,273/mo
Assumable @ 2.94% + gap
$3,103/mo
$169less per month
$169
per month
$2,031
per year
$60,929
over 30 years

🏦 Loan Details

List Price
$545,000
Assumable Rate
2.94%
Remaining Balance
$249,130
Loan Type
VA
Est. Equity Gap
$295,289
Annual Taxes
$2,663

About This Home

Beautifully maintained ranch home in the desirable Northland subdivision on a large, beautifully landscaped lot! This inviting 3-bedroom, 3-bath home offers a spacious main living area perfect for hosting holidays and gatherings. Enjoy newer flooring, a durable composite deck, and a partially finished basement featuring a cool and comfortable TV/flex space plus an extra room for hobbies, guests, or a home office. The basement is a really wonderful place to relax during those hot Colorado days. The backyard is a peaceful retreat, and the wonderful neighborhood adds even more to love about this special home. Lots of walking/hiking trails and new parks nearby.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$545,000
2.94% rateVASave $2,080/mo

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