12840 Jasmine
FHA Assumable
2.83% Rate
50 photos
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12840 Jasmine

Thornton, CO 80602

2
Bedrooms
3
Bathrooms
1,312
Sq Ft

Payment Calculator

$2,072per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,250
$19,250$95,486
Secondary Financing8.5% Rate
$76,236
Blended rate3.82% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,312/mo
Assumable @ 2.83% + gap
$2,072/mo
$240less per month
$240
per month
$2,878
per year
$86,350
over 30 years

🏦 Loan Details

List Price
$385,000
Assumable Rate
2.83%
Remaining Balance
$360,187
Loan Type
FHA
Est. Equity Gap
$95,486
Annual Taxes
$2,641
HOA/mo
$370

About This Home

Tucked away along the backside of the community and overlooking a spacious green lawn area, this well-cared-for end unit townhome offers one of the more desirable locations in the community offering a more private and peaceful setting. \r \r Step inside to an open and inviting main floor layout featuring a spacious living room, dining area, and updated kitchen with all appliances included. A sliding glass door leads to the private patio, creating an easy flow for relaxing or entertaining outdoors, while the convenient main-floor half bath is perfect for guests.\r \r Upstairs, the spacious primary suite includes a full bath, walk-in closet, and an oversized sitting area currently used as a home office. This flexible space could also make a cozy reading nook, nursery, workout area, or quiet retreat. The second bedroom and attached full bathroom are also conveniently located upstairs, making for two primary bedrooms! \r \r The full unfinished basement adds approximately 626 square feet of opportunity... a blank canvas ready for your vision with an egress window already in place, making it ideal for a future third bedroom, second living area, game room, home gym, or bonus space tailored to your needs. The laundry area is located downstairs, and the washer and dryer are included.\r \r Relax outdoors on the patio with room for grilling and entertaining, and enjoy the convenience of a detached one-car garage. And did you notice the location?! Facing green space, trees & trails! Added bonus... the seller is paying the HOA special assessment for the roof replacements, offering added value and peace of mind for the next owner.\r \r Enjoy maintenance-free living in a community featuring a pool, clubhouse, playground, and miles of walking trails right outside your door. Dogs and cats are welcome, making it easy to bring your furry family members too. Close to shopping, dining, DIA, Denver, and Boulder, this home combines comfort, flexibility, and location in one inviting package.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$385,000
2.83% rateFHASave $955/mo

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