4634 Wharf
VA Assumable
3.16% Rate
50 photos
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4634 Wharf

Colorado Springs, CO 80911

3
Bedrooms
4
Bathrooms
1,999
Sq Ft

Payment Calculator

$1,985per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$17,500
$17,500$145,917
Secondary Financing8.5% Rate
$128,417
Blended rate5.06% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,102/mo
Assumable @ 3.16% + gap
$1,985/mo
$117less per month
$117
per month
$1,400
per year
$41,992
over 30 years

🏦 Loan Details

List Price
$350,000
Assumable Rate
3.16%
Remaining Balance
$231,840
Loan Type
VA
Est. Equity Gap
$145,917
Annual Taxes
$1,388
HOA/mo
$135

About This Home

Are you looking for low-maintenance living with space, flexibility, and comfort in Colorado Springs? This inviting 3-bedroom, 4-bath townhome with a finished basement and 2-car garage offers the perfect blend of functionality and everyday livability! Step inside to a comfortable, open layout designed for both relaxing and entertaining. The kitchen is the heart of the home, featuring stainless steel appliances, a convenient breakfast bar, ample counter space, and great flow into the dining and living areas—perfect for everything from quick mornings to hosting friends and family. Do you like to entertain? The spacious main living area creates a cozy atmosphere for movie night, game day, or simply unwinding after a long day. Need a private retreat? Head upstairs to the primary suite featuring its own private bath and walk-in closet, creating the perfect place to relax and recharge. Additional bedrooms and baths provide flexibility for family, guests, roommates, or a home office setup. Looking for even more versatility? The finished basement offers incredible potential as a second suite, guest quarters, or private retreat, complete with a walk-in closet and additional bath—a rare feature that opens the door to multigenerational living, extended guests, a home gym, or added privacy. The attached 2-car garage provides plenty of room for vehicles, storage, and outdoor gear, adding convenience and functionality to everyday living. Whether you're a first-time buyer, growing household, or simply looking for a home with flexible living space and room for everyone, this townhome checks all the boxes. Conveniently located near parks, shopping, dining, schools, and major commuter routes, you’ll enjoy easy access to everything Colorado Springs has to offer. Come experience the possibilities—schedule your private showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$350,000
3.16% rateVASave $1,099/mo

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