21986 Oberlin
FHA Assumable
4.63% Rate
50 photos
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21986 Oberlin

Aurora, CO 80018

5
Bedrooms
5
Bathrooms
3,517
Sq Ft

Payment Calculator

$4,277per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$34,745
$34,745$382,254
Secondary Financing8.5% Rate
$347,509
Blended rate6.67% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,173/mo
Assumable @ 4.63% + gap
$4,277/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$694,900
Assumable Rate
4.63%
Remaining Balance
$311,994
Loan Type
FHA
Est. Equity Gap
$382,254
Annual Taxes
$4,357
HOA/mo
$53

About This Home

Nestled in a quiet cul-de-sac within the East Quincy Highlands community of Southeast Aurora, this exceptional 5-bedroom, 5-bathroom residence seamlessly blends luxury, functionality, and designer sophistication. Thoughtfully curated with professionally selected interior and exterior color palettes, elevated hard surfaces, and designer finishes throughout, every space reflects timeless style and intentional detail.\r At the heart of the home is a true chef’s kitchen featuring premium appliances, abundant prep space and storage, an oversized island adorned without Cambria quartz throughout and an open-concept layout ideal for entertaining and everyday living. The spacious primary retreat offers a spa-inspired 5-piece ensuite bath, oversized walk-in closet, and the convenience of upper-level laundry nearby.\r \r The fully finished basement expands the home’s versatility with two private ensuite bedrooms, each featuring large walk-in closets, plus an additional flex room ideal for a media room, gym, playroom, or office.\r \r A main-level office with direct access to a full bathroom provides exceptional flexibility and could easily function as a sixth bedroom with the addition of a closet. Step outside to the expansive backyard, a gardener’s dream complete with multiple in-ground garden and flower beds, along with a 10x12 freestanding workshop perfect for hobbies, storage, or creative space.\r \r This is a rare opportunity to own a beautifully designed home where luxury, comfort, and flexibility come together in one exceptional property. Conveniently located just minutes from Southlands, Aurora Reservoir, shopping, dining, parks, and everyday conveniences.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$694,900
4.63% rateFHASave $2,315/mo

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