5323 Spalding
FHA Assumable
5.23% Rate
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5323 Spalding

Longmont, CO 80504

3
Bedrooms
3
Bathrooms
1,577
Sq Ft

Payment Calculator

$2,365per month
No secondary financing needed

The equity gap on this property ($-30,320) is less than 5% of the purchase price ($19,950). Your down payment covers the full gap with no second mortgage required.

Down payment$-30,320
Effective rate5.23% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,396/mo
Assumable @ 5.23%
$2,365/mo
$30less per month
$30
per month
$365
per year
$10,961
over 30 years

🏦 Loan Details

List Price
$399,000
Assumable Rate
5.23%
Remaining Balance
$429,320
Loan Type
FHA
Est. Equity Gap
Contact us
Annual Taxes
$5,190
HOA/mo
$160

About This Home

This incredible home is the ultimate entertainer’s paradise! The expansive kitchen is a chef’s dream, featuring sleek granite countertops, a top-of-the-line induction cooktop, double ovens, and a large island with counter seating—perfect for gathering friends and family. A cozy breakfast nook and walk-in pantry add even more convenience. Each spacious bedroom comes with its own nearby bathroom for added privacy. The luxurious primary suite is a true retreat, complete with a spa-like 5-piece en suite, dual vanities, a soaking tub, and an enormous walk-in shower. The oversized closet offers direct access to the upper-level laundry room, complete with built-in cabinetry and a utility sink.\r \r The finished basement is the perfect hangout spot, featuring a huge wet bar with bar seating, a wine cooler, double tap beer fridge, and a secret bonus room hidden behind a bookcase! Whether you envision an arcade room, home theater, or another exciting space, the possibilities are endless.\r \r Step outside to discover three separate outdoor gathering areas, including a professionally landscaped backyard with stunning xeriscaping, a paver patio, and an expanded, covered, waterproof deck ideal for year-round enjoyment. Enjoy breathtaking mountain views from the back and a neighborhood park right in front. Plus, with paid-off solar panels and a Level 2 EV charger in the garage, this home offers exceptional sustainability, convenience, and energy efficiency. Light pours in from every angle, creating a bright, inviting atmosphere throughout.\r \r For hobbyists and woodworkers, the garage is equipped with two dedicated 20-amp circuits, making it the perfect workshop setup! Whether you’re building or creating, the space is ready for your tools and projects. This is the home where memories are made—full of fun, laughter, and joy!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,000
5.23% rateFHA

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