4008 Penrose
VA Assumable
2.94% Rate
50 photos
Click to enlarge

4008 Penrose

Loveland, CO 80538

4
Bedrooms
3
Bathrooms
1,992
Sq Ft

Payment Calculator

$2,931per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,000
$25,000$193,727
Secondary Financing8.5% Rate
$168,727
Blended rate4.62% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 2.94% + gap
$2,931/mo
$71less per month
$71
per month
$851
per year
$25,543
over 30 years

🏦 Loan Details

List Price
$500,000
Assumable Rate
2.94%
Remaining Balance
$390,560
Loan Type
VA
Est. Equity Gap
$193,727
Annual Taxes
$2,572
HOA/mo
$350

About This Home

If you’ve been looking for a place that finally lets you exhale the moment you turn down the street, 4008 Penrose Avenue is going to feel like the right fit. Tucked into a wonderful, established neighborhood in North Loveland, this home has that rare, grounded energy that makes you feel instantly at ease before you even walk through the front door.\r \r The main living space is all about comfort, light, and effortless flow. It’s the kind of layout that adapts perfectly to real life, whether you’re enjoying a quiet Sunday morning with a cup of coffee or hosting friends and family for the evening. The kitchen serves as the natural heart of the home, offering great functionality while keeping you connected to the living areas so you never feel cut off from the action.\r \r When it’s time to wind down, the bedrooms provide that much-needed sense of privacy and calm. The primary bedroom feels like a true retreat, designed to be a quiet sanctuary where you can actually unplug and recharge. The additional rooms offer flexibility for whatever fits your lifestyle best, whether that’s a home office, guest space, workout room, or hobby area.\r \r One of the best parts of this home is the ease of living it offers. With the HOA handling mowing, snow removal, exterior maintenance, and more, this is truly a low-maintenance lifestyle that allows you to spend less time worrying about upkeep and more time enjoying life.\r \r The location keeps you close to parks, shopping, restaurants, and schools, while making commuting to Fort Collins or heading toward the foothills incredibly convenient. This home has been beautifully cared for, is exceptionally clean, and completely move-in ready. It’s a welcoming space ready for its next chapter.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$500,000
2.94% rateVASave $1,539/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472