5176 Ditmars
VA Assumable
2.76% Rate
50 photos
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5176 Ditmars

Castle Rock, CO 80104

6
Bedrooms
4
Bathrooms
4,742
Sq Ft

Payment Calculator

$4,027per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$42,975
$42,975$229,386
Secondary Financing8.5% Rate
$186,411
Blended rate4.06% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$5,161/mo
Assumable @ 2.76% + gap
$4,027/mo
$1,134less per month
$1,134
per month
$13,610
per year
$408,297
over 30 years

🏦 Loan Details

List Price
$859,500
Assumable Rate
2.76%
Remaining Balance
$634,462
Loan Type
VA
Est. Equity Gap
$229,386
Annual Taxes
$5,014
HOA/mo
$85

About This Home

This is the one you've been waiting for. Tucked into one of Castle Rock's most sought-after communities, this stunning Seth Model at 5176 Ditmars Trail delivers 4,742 sq ft of thoughtfully finished living space — and checks every box on your list, then adds a few you didn't know you needed. Step inside to find soaring natural light, neutral paint and flooring, and custom light fixtures throughout. The chef-inspired kitchen features quartz countertops, an oversized island upgrade perfect for gatherings, a 5-burner gas cooktop, stainless steel appliances, and a walk-in pantry you'll love. A main level bedroom with walk-in closet and half bath offers the perfect home office or guest suite. The upgraded sunroom — a signature sought after feature of this model — and a gas fireplace make the main floor feel like home from day one. Upstairs, a large loft offers endless possibilities. The primary suite impresses with sweeping hill views, a custom barn door, walk-in shower with custom tile, dual vanity, two walk-in closets, and a linen closet. Upstairs laundry with cabinet storage is the cherry on top. Step out to the covered east-facing deck for stunning sunrise views. The finished walk-out basement with covered patio, bedroom, and full bath is ideal for guests, in-laws, or multi-gen living. Walk to the beloved Log Park, drive minutes to Pinnacle Rec Center, and reach Downtown Castle Rock in 10 minutes. New Crystal Valley Parkway freeway access in 2027 makes Denver & the Springs an easy commute — and a smart investment.\r Move-in ready. Schedule your showing before someone else calls it home.**Preferred lender is offering a Lender paid one-year 1% rate buy down for anyone who qualifies and finances through them on this home**

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$859,500
2.76% rateVASave $2,297/mo

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