4001 Royal
VA Assumable
2.74% Rate
50 photos
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4001 Royal

Fort Collins, CO 80526

4
Bedrooms
3
Bathrooms
2,904
Sq Ft

Payment Calculator

$3,413per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,950
$26,950$368,731
Secondary Financing8.5% Rate
$341,781
Blended rate6.43% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,237/mo
Assumable @ 2.74% + gap
$3,413/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$539,000
Assumable Rate
2.74%
Remaining Balance
$192,439
Loan Type
VA
Est. Equity Gap
$368,731
Annual Taxes
$4,605

About This Home

Opportunity awaits in Imperial Estates! Situated on a generous 0.39-acre lot on Fort Collins' coveted west side, this estate property offers 2,900 square feet with endless potential for renovation, customization, or multi-generational living. Featuring four bedrooms, three bathrooms, two primary suites, two laundry areas, and multiple private exterior entrances, the layout provides incredible flexibility rarely found at this price point. The mostly finished basement is ready for the final touches, while two wood-burning fireplaces, a covered deck, patio, and mature lot add to the home's charm and possibilities. Brand new water heater. No HOA and easy access to the foothills, trails, and west-side amenities make this a standout opportunity in one of Fort Collins' most established neighborhoods.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$539,000
2.74% rateVASave $2,452/mo

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