12990 Grant
VA Assumable
3.14% Rate
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12990 Grant

Thornton, CO 80241

2
Bedrooms
2
Bathrooms
1,191
Sq Ft

Payment Calculator

$1,831per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$19,998
$19,998$78,019
Secondary Financing8.5% Rate
$58,021
Blended rate3.96% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,402/mo
Assumable @ 3.14% + gap
$1,831/mo
$571less per month
$571
per month
$6,850
per year
$205,486
over 30 years

🏦 Loan Details

List Price
$399,950
Assumable Rate
3.14%
Remaining Balance
$322,614
Loan Type
VA
Est. Equity Gap
$78,019
Annual Taxes
$3,007
HOA/mo
$380

About This Home

Property is currently subject to a low interest rate VA loan which may be assumable by a qualified buyer (subject to final contract terms and lender qualification process). This thoughtfully updated unit is flooded with natural light and west-facing views. The floor plan features a large living room, gourmet kitchen, dining area, guest bedroom, full bath, laundry room and primary suite with a fully renovated en suite bath. The renovated kitchen perfect for entertaining showcases butcher block counters, 42-inch cabinets, stainless steel appliances, a tile backsplash, work station sink and eat-in bar. The living room features plantation shutters and updated fireplace. The bedroom/study offers a built-in Murphy bed and new mirrored French closet doors. The primary suite includes a bench seat window, a fully renovated en suite bath w/ large walk-in shower, heated floors, a new vanity, bidet, built-ins, and a spacious walk-in closet. The reconfigured laundry/storage/utility room accommodates a full-size stackable washer and dryer along w/ additional storage. Additional updates include new furnace and A/C unit, hot water heater, water pressure regulator, fresh interior paint, LVP flooring , carpet, heated floors in entry, plantation shutters, new lighting + ceiling fans. Storage is plentiful with an oversized garage, lower-level storage closet, foyer built-in shoe cabinet + spacious laundry room. The charming patio offers great outdoor space with a built-in bench. One car attached garage with built in storage. The HOA covers roof, siding, exterior maintenance, insurance, grounds maintenance, snow removal, water, recycling, and trash — The roof and exterior paint were just completed in 2025. Residents enjoy access to the seasonal community pool. Prime location w/ easy access to light rail, I-25, and DIA. The Thorncreek Trail, located at north end of the community, connects to the Big Dry Creek Trail. Minutes to The Orchards Shopping Center and great dining options.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$399,950
3.14% rateVASave $875/mo

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