5172 Sydney
VA Assumable
2.68% Rate
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5172 Sydney

Highlands Ranch, CO 80130

3
Bedrooms
3
Bathrooms
1,953
Sq Ft

Payment Calculator

$3,178per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,750
$30,750$255,096
Secondary Financing8.5% Rate
$224,346
Blended rate4.92% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,693/mo
Assumable @ 2.68% + gap
$3,178/mo
$515less per month
$515
per month
$6,184
per year
$185,506
over 30 years

🏦 Loan Details

List Price
$615,000
Assumable Rate
2.68%
Remaining Balance
$359,056
Loan Type
VA
Est. Equity Gap
$255,096
Annual Taxes
$3,964
HOA/mo
$174

About This Home

Rare financing opportunity! Qualified buyers may assume the seller's VA loan with an outstanding balance of approximately $354,185 at just 2.25% interest. This ultra-low rate can provide substantial monthly savings compared to today's mortgage rates. Purchase price is $615,000, requiring the buyer to provide the difference between the loan balance and purchase price through cash or additional financing. Contact the listing agent for assumption details and lender qualification requirements. This exceptional Highlands Ranch home offering the perfect blend of comfort, functionality, and Colorado charm. With 3 bedrooms, 3 bathrooms, a finished basement, and an attached 2-car garage, this thoughtfully designed tri-level delivers flexible living spaces, abundant natural light, and an ideal location near parks, trails, shopping, dining, and top-rated schools.\r A welcoming covered front porch leads into a bright open floor plan featuring vaulted ceilings, hardwood floors, and inviting gathering spaces throughout. Designed for both everyday living and entertaining the kitchen features granite countertops, stainless steel appliances, and excellent flow to the indoor living areas.\r Upstairs, all bedrooms are conveniently located together, including a spacious primary suite with generous windows, a soaking tub, double closets, and a private bath. \r The finished basement expands your living options with a large flex space, built-in bar, half bath, and room for movie nights, recreation, hobbies, guests, or additional workspace, plus plenty of storage.\r Please don't forget the beautiful Trex deck and stamped concrete patio, great for those beautiful Colorado evenings.\r Ideally located near several schools, Highland Heritage Regional Park, West Big Dry Trail, Eastridge Rec Center, dog parks, shopping, dining, and more, this home offers access to Highlands Ranch’s incredible amenities including pools, tennis courts, trails, and community parks.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$615,000
2.68% rateVASave $2,042/mo

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