1241 York
VA Assumable
2.88% Rate
50 photos
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1241 York

Denver, CO 80206

4
Bedrooms
3
Bathrooms
2,343
Sq Ft

Payment Calculator

$4,301per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$49,975
$49,975$153,585
Secondary Financing8.5% Rate
$103,610
Blended rate3.49% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,002/mo
Assumable @ 2.88% + gap
$4,301/mo
$1,701less per month
$1,701
per month
$20,411
per year
$612,336
over 30 years

🏦 Loan Details

List Price
$999,500
Assumable Rate
2.88%
Remaining Balance
$844,022
Loan Type
VA
Est. Equity Gap
$153,585
Annual Taxes
$5,288

About This Home

Full of charm, natural light and future potential, this central Denver home offers a flexible layout in a highly convenient location near some of the city’s most loved parks, restaurants and neighborhood amenities. Inside, the home features original hardwood floors, beautiful wood trim, stained glass accents, oversized windows, a wood-burning fireplace and abundant natural light throughout. The updated kitchen provides modern function while still complementing the character of the home, with a layout that works well for everyday living, cooking and gathering. The main living spaces feel spacious and comfortable, offering room to entertain, relax and create separation between formal and casual use. The floor plan is practical and flexible, with comfortable secondary spaces and a large primary suite and 5 piece bath. The basement adds valuable usable square footage and could work well as an additional living room, office, workout area, hobby space, playroom or storage, depending on the buyer’s needs. One of the strongest features of this property is the future upside. The attic offers significant expansion potential, with architectural plans already completed for a possible build out. This creates an exciting opportunity to add additional finished living space while maximizing the home’s long-term value. The property is also zoned for an ADU, creating further possibilities for a guest suite, studio and private office. Off street parking and a detached 2-car garage are valuable features in this area and add everyday convenience. The location offers easy access to Cheesman Park, the Denver Botanic Gardens, Congress Park, nearby restaurants, cafés, shops and highly rated schools. With original details, thoughtful updates, natural light, flexible living areas, a usable basement, attic expansion plans, ADU zoning, and strong future potential, this home offers a rare combination of character, function, and opportunity in one of Denver’s most established central locations.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$999,500
2.88% rateVASave $2,079/mo

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