5428 Pinon Valley
VA Assumable
3.54% Rate
50 photos
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5428 Pinon Valley

Colorado Springs, CO 80919

4
Bedrooms
2
Bathrooms
1,681
Sq Ft

Payment Calculator

$3,506per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,000
$25,000$360,328
Secondary Financing8.5% Rate
$335,328
Blended rate6.61% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,002/mo
Assumable @ 3.54% + gap
$3,506/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$500,000
Assumable Rate
3.54%
Remaining Balance
$205,648
Loan Type
VA
Est. Equity Gap
$360,328
Annual Taxes
$1,581

About This Home

Pride of ownership is on full display in this impressively updated 4 bed, 2 bath gem on an expansive .37 acre lot in the highly-coveted, west side community of Pinon Valley! Home exudes great curb appeal with its newly painted exterior and just painted and sealed extended long concrete driveway that continues beyond the rear fence for ample parking to accommodate your RV, trucks, trailers and toys. The xeriscaped front yard is complemented by a HUGE rear lot complete with luxurious green spaces and multiple composite decks and patios to entertain and relax. This will quickly become your new HAPPY PLACE! Large, level, usable lots like this are a rare find on the west side. Ample space to build a workshop, accessory dwelling or a pickleball court! Upon entry from the covered porch, you’ll appreciate the living room with its vaulted ceiling and two dormer windows. Luxury vinyl plank flooring leads to the fully updated kitchen with quartz counters, moveable island, stainless steel appliances, a gorgeous, custom stone backsplash and large pantry. The adjacent dining room with brick fireplace and mantle provides an intimate, cozy area for shared meals or board games. The main level bedroom is perfect for a home office right near the half bath. Upstairs, the primary bedroom enjoys a private walkout to a spacious composite deck from which to enjoy morning coffee. Primary bedroom connects to upper bath with a walk in, tiled shower, dual vanity with quartz counter and skylight. Bath also accessible from hallway. Two more bedrooms and laundry complete the upper level. Bonuses include: new water heater, exterior paint and carpets professionally cleaned (2026); 2 rear storage sheds (10x12 & 6x12) with power; 220V in garage with epoxy flooring; 3 raised garden beds; gas line in place to add a gas oven/range if desired. Ideal foothills location in walking distance to Pinon Valley Park and Ute Valley Park's hiking & biking trails. NO HOA. Minutes to I-25 and Garden of the Gods.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$500,000
3.54% rateVASave $2,099/mo

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