12175 Kalispell
FHA Assumable
3.61% Rate
50 photos
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12175 Kalispell

Commerce City, CO 80603

4
Bedrooms
3
Bathrooms
1,786
Sq Ft

Payment Calculator

$3,220per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$25,750
$25,750$195,963
Secondary Financing8.5% Rate
$170,213
Blended rate5.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,092/mo
Assumable @ 3.61% + gap
$3,220/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$515,000
Assumable Rate
3.61%
Remaining Balance
$419,752
Loan Type
FHA
Est. Equity Gap
$195,963
Annual Taxes
$4,601
HOA/mo
$35

About This Home

This impressive Commerce City home delivers a bright and welcoming layout with standout features throughout. The living room sets a warm tone with a cozy fireplace, while the modern kitchen shines with an island and bar seating, flowing seamlessly into the dining and living spaces. The primary suite offers an ensuite bath with dual sinks, a soaking tub, and a walk-in closet. Three additional bedrooms upstairs provide exceptional flexibility, and a large unfinished basement offers a blank canvas ready for your vision. Outside, the fully fenced yard is built for Colorado living with a spacious patio, a firepit, and generous greenspace to enjoy year-round.\r The area puts great dining and shopping close by with State House Bar and Grill and La Casa Del Rey offering solid options just minutes away. Avenues at Northfield and Denver Premium Outlets deliver a full day of shopping and dining within easy reach.\r Click the Virtual Tour link to view the 3D walkthrough. Discounted rate options and no lender fee future refinancing may be available for qualified buyers of this home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$515,000
3.61% rateFHASave $1,416/mo

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