3160 Atchison
FHA Assumable
2.96% Rate
50 photos
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3160 Atchison

Aurora, CO 80011

5
Bedrooms
2
Bathrooms
2,427
Sq Ft

Payment Calculator

$2,189per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,000
$22,000$146,000
Secondary Financing8.5% Rate
$124,000
Blended rate4.60% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,642/mo
Assumable @ 2.96% + gap
$2,189/mo
$453less per month
$453
per month
$5,432
per year
$162,963
over 30 years

🏦 Loan Details

List Price
$440,000
Assumable Rate
2.96%
Remaining Balance
$294,652
Loan Type
FHA
Est. Equity Gap
$146,000
Annual Taxes
$3,462

About This Home

House Hack Opportunity – Spacious Multi-Generational Home with Income Potential! \r \r Looking for a home that offers space, flexibility, and the opportunity to offset your mortgage? This incredible property is the perfect setup for house hacking — live comfortably upstairs while renting out the downstairs living space!\r \r \r Main Level Features:\r • 3 spacious bedrooms\r • 1 full bathroom\r • Bright and inviting living room\r • Functional kitchen perfect for everyday living.\r \r \r Lower Level Features:\r • 2 non-conforming bedrooms\r • Separate living room\r • Full kitchen with all necessary appliances already included\r • Ideal setup for rental income, extended family, guests, or private living quarters.\r \r \r Additional Highlights:\r • 5 bedrooms total (2 non-conforming)\r • 2 bathrooms\r • 2 living rooms\r • 2 kitchens\r • Beautiful granite countertops\r • New exterior paint\r • Newer interior paint\r • Newer gutters & roof\r • Newer A/C system\r • Solar panels for added energy efficiency\r • Bonus sunrooms offering extra space to relax, entertain, or enjoy natural light year-round.\r \r \r \r Move-in ready with major updates already completed, while still offering the perfect opportunity to add your own touches and build sweat equity over time.\r \r \r Whether you’re an investor, first-time buyer, or looking for a multi-generational living setup, this home offers endless possibilities and exceptional value. Don’t miss your chance to own a property that can help pay for itself!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$440,000
2.96% rateFHASave $1,263/mo

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