1328 Hamstead
VA Assumable
3.69% Rate
50 photos
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1328 Hamstead

Colorado Springs, CO 80907

3
Bedrooms
3
Bathrooms
1,928
Sq Ft

Payment Calculator

$3,140per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,250
$27,250$271,220
Secondary Financing8.5% Rate
$243,970
Blended rate5.95% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,273/mo
Assumable @ 3.69% + gap
$3,140/mo
$132less per month
$132
per month
$1,590
per year
$47,685
over 30 years

🏦 Loan Details

List Price
$545,000
Assumable Rate
3.69%
Remaining Balance
$274,985
Loan Type
VA
Est. Equity Gap
$271,220
Annual Taxes
$1,575

About This Home

No HOA and desirable property taxes. Welcome to Chelsea Glen subdivision on the highly sought-after west side of Colorado Springs. This move-in ready 3-bedroom, 3-bathroom home has been well maintained and offers the perfect combination of comfort, functionality, and value. The inviting floor plan features bright living spaces with great natural light and comfortable flow for everyday living and entertaining. The unfinished walkout basement provides endless possibilities for future expansion, storage, recreation space, home gym, or additional living area tailored to your needs. Major updates have already been completed, including new carpets 2026, a new deck in 2025, electrical panel upgrade with Tesla charger in 2023, new water heater in 2022, roof replacement in 2021, new hardwood flooring in main level, and new fencing. Buyers will appreciate the peace of mind that comes with these important improvements already in place. Enjoy convenient access to parks, hiking trails, shopping, dining, downtown Colorado Springs, and nearby west side amenities. This is an opportunity to own a well-cared-for home in an established neighborhood offering location, updates, and future potential.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$545,000
3.69% rateVASave $1,826/mo

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