9580 Sedalia
FHA Assumable
2.98% Rate
50 photos
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9580 Sedalia

Commerce City, CO 80022

3
Bedrooms
3
Bathrooms
2,282
Sq Ft

Payment Calculator

$2,325per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,750
$24,750$123,519
Secondary Financing8.5% Rate
$98,769
Blended rate4.14% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,972/mo
Assumable @ 2.98% + gap
$2,325/mo
$647less per month
$647
per month
$7,767
per year
$233,011
over 30 years

🏦 Loan Details

List Price
$495,000
Assumable Rate
2.98%
Remaining Balance
$372,295
Loan Type
FHA
Est. Equity Gap
$123,519
Annual Taxes
$5,999
HOA/mo
$225

About This Home

Welcome to a home designed for real life. The kind of place where friends gather around the oversized kitchen island, kids spread out between the loft and living room, and quiet evenings end on the covered deck with a glass of wine and a Colorado sunset.\r \r This beautifully maintained Buffalo Highlands home offers over 3,200 total square feet, including 2,282 finished square feet and an unfinished basement ready for your future plans. From the moment you step inside, you'll appreciate the bright, open layout, abundant natural light, and warm engineered LVP flooring that flows throughout the main level.\r \r At the heart of the home, the spacious kitchen was built for gathering, featuring granite countertops, a gas cooktop, stainless steel appliances, a walk-in pantry, and an oversized island with plenty of room for meal prep, homework sessions, holiday baking, or casual conversations that somehow last for hours.\r \r Upstairs, a versatile loft creates the perfect second living space, home office, playroom, or media area. The generous primary suite offers a peaceful retreat at the end of the day, while walk-in closets, spacious secondary bedrooms, and upstairs laundry add convenience to everyday living.\r \r Outside, enjoy your morning coffee from the welcoming covered front porch or unwind beneath the covered back deck while overlooking the backyard. The unfinished basement provides nearly 1,000 additional square feet to create the home gym, guest suite, recreation room, or extra living space you've always wanted.\r \r Located just minutes from Denver International Airport, E-470, parks, trails, shopping, dining, and the future Rocky Vista High School, this home offers the space, comfort, and flexibility today's buyers are searching for in one of the area's fastest-growing communities.\r \r This isn't just a place to live. It's a place to spread out, settle in, and make yourself at home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$495,000
2.98% rateFHASave $1,234/mo

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