1905 23rd
VA Assumable
2.84% Rate
50 photos
Click to enlarge

1905 23rd

Loveland, CO 80538

4
Bedrooms
2
Bathrooms
2,112
Sq Ft

Payment Calculator

$2,566per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,495
$24,495$206,230
Secondary Financing8.5% Rate
$181,735
Blended rate5.05% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,942/mo
Assumable @ 2.84% + gap
$2,566/mo
$375less per month
$375
per month
$4,503
per year
$135,095
over 30 years

🏦 Loan Details

List Price
$489,900
Assumable Rate
2.84%
Remaining Balance
$283,041
Loan Type
VA
Est. Equity Gap
$206,230
Annual Taxes
$1,845

About This Home

Pride of ownership shows throughout this 1969 ranch in desirable Cherry Hills, one of West Loveland's most established and sought-after neighborhoods. Buyer to choose style and color of new vinyl siding after closing. Offering 2,112 finished square feet, the home lives large with a bright main floor and a fully finished basement. The remodeled kitchen features newer cabinets, quartz countertops, tile flooring, and stainless steel appliances. Gleaming refinished hardwood floors flow through the main level, and newer carpet adds comfort in the bedrooms and downstairs.The seller has handled the major systems so you don't have to: updated roof, furnace, water heater, and windows, plus a radon mitigation system and sump pump with perimeter drain. As a standout incentive, the buyer gets to select the style and color of brand-new vinyl siding. The backyard is a private retreat, raised garden beds, a strawberry patch, a generous 12'x16' storage shed, and front and rear sprinkler systems. One of the rarest perks for an in-city lot: dedicated RV, boat, or trailer parking for up to 42' with 30 amp plug. The Vivint home security system and the washer/dryer are included.Location is everything here. Cherry Hills sits just minutes from Lake Loveland and North Lake Park, where you'll find a seasonal swim beach, fishing, playgrounds, tennis and basketball courts, ball fields, and an amphitheater. World-renowned Benson Sculpture Park, with over 150 sculptures, is just to the north. Quiet, friendly streets, easy access to shopping, dining, and trails, and the highly regarded Thompson R2-J schools round out an exceptional opportunity. This isn't just a home, it's a lifestyle! No Sunday Deadlines

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$489,900
2.84% rateVASave $1,641/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472