5320 13th
VA Assumable
4.17% Rate
50 photos
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5320 13th

Frederick, CO 80504

2
Bedrooms
3
Bathrooms
1,260
Sq Ft

Payment Calculator

$1,897per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,500
$20,500$21,320
Secondary Financing8.5% Rate
$820
Blended rate4.18% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,462/mo
Assumable @ 4.17% + gap
$1,897/mo
$565less per month
$565
per month
$6,781
per year
$203,416
over 30 years

🏦 Loan Details

List Price
$410,000
Assumable Rate
4.17%
Remaining Balance
$387,991
Loan Type
VA
Est. Equity Gap
$21,320
Annual Taxes
$3,194
HOA/mo
$160

About This Home

Discover low-maintenance living in the growing Silverstone community with a rare 3.5% VA assumable loan for qualified buyers. This 2 bedroom, 2.5 bathroom townhome offers 1,260 square feet of functional, well-designed space across two levels. The main floor welcomes you with an open layout designed for both everyday living and easy entertaining. Durable LVP flooring in a stylish upgraded kitchen featuring granite countertops, stainless steel appliances, generous cabinet space, and a large island that anchors the space. Upstairs, both bedrooms are thoughtfully positioned with their own private bathrooms, offering flexibility for guests, roommates, or a work-from-home setup. The primary suite includes a walk-in closet and clean, modern finishes, while the upstairs laundry adds convenience right where you need it. A 2-car garage provides ample storage, and the location puts you close to everything, walking distance to a nearby high school, minutes from dining and retail, and near the future Silverstone Marketplace. With quick access to Hwy 52 and I-25, commuting to Denver, Boulder, or Fort Collins is simple and efficient. Don’t miss this opportunity to own in one of Frederick’s most up-and-coming areas. With a 3.5% assumable loan and a monthly payment of $2,641 (PITI), this home delivers both value and location. Book your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$410,000
4.17% rateVASave $423/mo

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