11972 Louisiana
FHA Assumable
3.06% Rate
50 photos
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11972 Louisiana

Aurora, CO 80012

5
Bedrooms
3
Bathrooms
2,800
Sq Ft

Payment Calculator

$2,646per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,000
$28,000$98,152
Secondary Financing8.5% Rate
$70,152
Blended rate3.73% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,363/mo
Assumable @ 3.06% + gap
$2,646/mo
$717less per month
$717
per month
$8,598
per year
$257,948
over 30 years

🏦 Loan Details

List Price
$560,000
Assumable Rate
3.06%
Remaining Balance
$495,866
Loan Type
FHA
Est. Equity Gap
$98,152
Annual Taxes
$3,159
HOA/mo
$53

About This Home

Discover this meticulously updated ranch-style home, where modern luxury meets a floor plan designed for ultimate flexibility. The main level is highlighted by a designer-inspired kitchen remodel featuring a sleek island, modern cabinetry, custom tiled backsplash, and new appliances. The bright, open layout is finished with gleaming engineered wood floors, fresh interior paint, and a cozy wood-burning fireplace. This level hosts a spacious primary bedroom with a private ensuite bath, plus two additional bedrooms and a second tastefully updated full bathroom.\r \r The finished basement is a standout feature, offering an expansive space that functions perfectly as a dedicated guest or multi-generational wing. It features a functional kitchenette equipped with a refrigerator, sink, and standalone electric range, alongside a large living area and a full bathroom. The lower level includes two bedrooms—one of which is non-conforming (no window/closet), making it an ideal space for a home office, gym, or hobby room. For ultimate convenience, the home is equipped with two sets of full-size washers and dryers (one on each level), all of which stay with the property.\r \r Recent high-value upgrades provide total peace of mind, including a newer roof, new interior paint, new carpet, and brand-new basement windows. The large corner lot offers a low-maintenance, professionally xeriscaped front yard and a beautiful backyard featuring a sprinklered lawn and a peaceful covered deck.  A unique detached garage in the back is electrified and ready to be transformed into your dream workshop or creative studio. Located minutes from Utah Park’s recreation center, local shopping, and easy I-225 access, this move-in-ready home offers rare versatility. No HOA!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$560,000
3.06% rateFHASave $1,173/mo

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