628 16th
FHA Assumable
3.31% Rate
50 photos
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628 16th

Brighton, CO 80601

3
Bedrooms
3
Bathrooms
2,043
Sq Ft

Payment Calculator

$2,990per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,500
$28,500$215,794
Secondary Financing8.5% Rate
$187,294
Blended rate5.11% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,423/mo
Assumable @ 3.31% + gap
$2,990/mo
$433less per month
$433
per month
$5,194
per year
$155,811
over 30 years

🏦 Loan Details

List Price
$570,000
Assumable Rate
3.31%
Remaining Balance
$353,407
Loan Type
FHA
Est. Equity Gap
$215,794
Annual Taxes
$3,330

About This Home

Step into comfort and style with this beautifully updated corner lot 3-bdrm, 3-bath, 2 Story home in the highly sought after Shenandoah subdivision. As you enter your greeted by the formal, living/dining spaces that can be transformed to anything you desire, office space, bar/game area, formal living, sitting area to greet guests, the possibilities are truly endless. Featuring-new flooring throughout-including laminate wood floors and sleek tile-this home offers a fresh, contemporary feel from the moment you walk in. Enjoy a unique split-level floor plan that seamlessly connects the family room, dining area, and kitchen with a step-down transition, creating an open flow perfect for entertaining guests or relaxing. The awesome kitchen offers plenty of professionally painted cabinetry, granite countertops & tile backsplash. Gorgeous new hardwood floors in dining/kitchen & powder room. Upstairs features two secondary bedrooms that are nice sized and one offers a custom closet organizer to keep things tidy, maximizing space and functionality. The primary bedroom hosts a generous flex space with a step up feature to the main sleeping area designed for tranquility and privacy. The 5 piece luxury bath offers a beautiful shower with new glass shower walls & door, stand alone tub and double vanity plus a walk in closet with an organizer and shelving. All the bathrooms have been updated with beautiful tile and new fixtures making this truly move-in ready. Major mechanical upgrades include a new furnace and a/c system in 2024, ensuring year-round comfort and efficiency. The unfinished basement is great for all your storage needs The backyard features a large patio along with the gazebo, plus extended concrete for RV or boat parking. Chicken coop, garden area, plus so much more. Great value with no HOA, Low Taxes & RV Parking plus oversized driveway! Close to schools, parks, shopping, restaurants & trails. Appraised in March for $590K giving you instant equity! New updates!!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$570,000
3.31% rateFHASave $1,647/mo

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