628 16th
FHA Assumable
3.31% Rate
50 photos
Click to enlarge

628 16th

Brighton, CO 80601

3
Bedrooms
3
Bathrooms
2,044
Sq Ft

Payment Calculator

$3,348per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,500
$28,500$215,794
Secondary Financing8.5% Rate
$187,294
Blended rate4.87% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,423/mo
Assumable @ 3.31% + gap
$3,348/mo
$75less per month
$75
per month
$900
per year
$27,002
over 30 years

🏦 Loan Details

List Price
$570,000
Assumable Rate
3.31%
Remaining Balance
$435,003
Loan Type
FHA
Est. Equity Gap
$215,794
Annual Taxes
$3,330

About This Home

Instant 20K equity based on the FHA appraisal from March 2026. Great value with no HOA, Low Taxes & RV Parking plus oversized driveway! Step into comfort and style with this beautifully updated 3-bdrm, 3-bath, 2 Story home in the highly sought after Shenandoah subdivision. As you enter your greeted by the formal, living/dining spaces that can be transformed to anything you desire, office space, bar/game area, formal living, sitting area to greet guests, the possibilities are truly endless. Featuring-new flooring throughout-including laminate wood floors and sleek tile-this home offers a fresh, contemporary feel from the moment you walk in. Enjoy a unique split-level floor plan that seamlessly connects the family room, dining area, and kitchen with a step-down transition, creating an open flow perfect for entertaining guests or relaxing with family. The large kitchen offers plenty of cabinetry, beautiful new granite countertops and new tile backsplash. Upstairs features two secondary bedrooms that are nice sized and one offers a custom closet organizer to keep things tidy, maximizing space and functionality while the other features a standard closet. The primary bedroom hosts a generous flex space with a step up feature to the main sleeping area designed for tranquility and privacy. The 5 piece luxury bath offers a beautiful shower, stand alone tub and double vanity plus a walk in closet with an organizer and shelving. All the bathrooms have been updated with beautiful tile and new fixtures making this truly move-in ready. Major mechanical upgrades include a brand-new furnace and a/c system installed in 2024, ensuring year-round comfort and efficiency. The unfinished basement is great for all your storage needs The backyard features a large patio along with the gazebo, plus extended concrete for RV or boat parking. Chicken coop, garden area, plus so much more. Close to schools, parks, shopping & restaurants & More! Hurry this one is move-in ready.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$570,000
3.31% rateFHASave $1,647/mo

Request a Tour or Talk With an Agent

Schedule a showing or talk with our team

Or reach us directly:

📞 (719) 624-3472