3100 Huron
VA Assumable
2.81% Rate
50 photos
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3100 Huron

Denver, CO 80202

2
Bedrooms
2
Bathrooms
1,326
Sq Ft

Payment Calculator

$3,152per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$28,750
$28,750$282,635
Secondary Financing8.5% Rate
$253,885
Blended rate5.46% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,453/mo
Assumable @ 2.81% + gap
$3,152/mo
$300less per month
$300
per month
$3,605
per year
$108,152
over 30 years

🏦 Loan Details

List Price
$575,000
Assumable Rate
2.81%
Remaining Balance
$291,691
Loan Type
VA
Est. Equity Gap
$282,635
Annual Taxes
$2,605
HOA/mo
$568

About This Home

Rare 1,400 Sq Ft Downtown Loft | 2 Bed + 2 Bath | STR Potential + VA Eligible\r \r Finding a true two-bedroom, two-bath residence in Downtown Denver with nearly 1,400 square feet, outdoor space, parking, and this level of character at this price point is exceptionally rare. Most downtown options in this range require compromises—smaller floor plans, limited storage, fewer architectural details, or no flexibility for short-term rental opportunities. This home stands apart.\r \r Located in the iconic Jack Kerouac Lofts—part of Dana Crawford’s visionary revitalization of Denver’s historic urban core—this residence blends authentic loft character with modern comfort. Vaulted ceilings, rich hardwood floors, and a dramatic west-facing wall of windows create a bright, open living experience rarely found in traditional condos.\r \r The expansive layout provides the space today’s buyers are searching for, with generous living and dining areas, a chef’s kitchen featuring a large entertaining island and premium appliances, plus a private balcony that extends your living space outdoors—perfect for morning coffee, dining, or enjoying Denver evenings.\r \r The location is unmatched: tucked away on a quiet cul-de-sac while still just moments from Coors Field, Union Station, Riverfront Park, Whole Foods, restaurants, entertainment, and everything downtown Denver offers.\r \r Adding another layer of value, this is one of the few downtown HOAs that allow short-term rentals (Airbnb/VRBO)—creating rare flexibility for a primary residence, second home, or an income-producing opportunity. Comparable nightly rentals of this size can command strong rates, and with negotiable furnishings, the transition to living or renting can be seamless.\r \r VA loan eligible, historically significant, income-flexible, and offering space that is increasingly difficult to replicate—this is not just another downtown condo. It is a rare combination of size, lifestyle, and long-term opportunity.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$575,000
2.81% rateVASave $2,095/mo

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