335 Kirkland
VA Assumable
3.72% Rate
50 photos
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335 Kirkland

Johnstown, CO 80534

4
Bedrooms
3
Bathrooms
2,574
Sq Ft

Payment Calculator

$2,846per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,500
$26,500$196,453
Secondary Financing8.5% Rate
$169,953
Blended rate5.33% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,182/mo
Assumable @ 3.72% + gap
$2,846/mo
$337less per month
$337
per month
$4,040
per year
$121,189
over 30 years

🏦 Loan Details

List Price
$530,000
Assumable Rate
3.72%
Remaining Balance
$333,547
Loan Type
VA
Est. Equity Gap
$196,453
Annual Taxes
$3,777
HOA/mo
$300

About This Home

Tucked in a prime Johnstown location, 335 Kirkland Lane offers the rare opportunity to own a beautiful home with no HOA and no metro district- a standout advantage in this area. This thoughtfully designed 4-bedroom, 3-bathroom home features a unique floorplan that perfectly balances open-concept living with spaces for privacy and comfort. Step inside to a bright and inviting main level with vaulted ceilings, rich hickory flooring, and a seamless flow between the kitchen, dining, and family room- ideal for both everyday living and entertaining. The kitchen shines with granite countertops, stainless steel appliances, alder cabinetry, a spacious island, and pantry, making it the heart of the home. The finished basement expands your living space with a warm and welcoming feel perfect for a media room, game space, or guest retreat. Custom shelving and a beautiful fireplace add character and function throughout. Outside, enjoy a well-maintained yard, great curb appeal, and space to relax or entertain on the deck. Located near neighborhood parks, scenic trails, and direct access to Johnstown Reservoir, this home also offers quick proximity to Buc-ee's, the new Ledge Rock Shopping Center, and dining options, making it a perfect blend of convenience and Colorado lifestyle. If you've been searching for a move-in ready home in Johnstown with no metro tax, a finished basement, and an ideal location, this one checks all the boxes!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$530,000
3.72% rateVASave $1,422/mo

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