562 Vicot
FHA Assumable
2.74% Rate
50 photos
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562 Vicot

Fort Collins, CO 80524

4
Bedrooms
3
Bathrooms
2,434
Sq Ft

Payment Calculator

$3,209per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$30,995
$30,995$202,604
Secondary Financing8.5% Rate
$171,609
Blended rate4.30% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,722/mo
Assumable @ 2.74% + gap
$3,209/mo
$514less per month
$514
per month
$6,165
per year
$184,947
over 30 years

🏦 Loan Details

List Price
$619,900
Assumable Rate
2.74%
Remaining Balance
$463,321
Loan Type
FHA
Est. Equity Gap
$202,604
Annual Taxes
$4,051
HOA/mo
$50

About This Home

Experience the best of Mosaic living in this impeccably maintained two-story home featuring 4 bedrooms, 3 bathrooms, an oversized 2-car garage, owned solar panels (paid in full at closing), and an unfinished basement ready for future expansion. Ideally located near Old Town Fort Collins in the Poudre School District, this home also offers the added benefit of NO metro district!A welcoming entry with custom trim work leads to a dedicated main-floor office. Designed for comfort and functionality, the open-concept main level is filled with natural light and showcases beautiful LVP flooring throughout. The gourmet kitchen is the heart of the home, featuring a gas range, stainless steel appliances, a large center island, abundant cabinetry, and an extended butler's pantry with exceptional storage. The kitchen flows seamlessly into the dining and living areas, creating an ideal space for everyday living and entertaining.Upstairs, the spacious primary suite offers a relaxing retreat with a coffered ceiling, walk-in closet, dual sinks, and a generously sized shower. Additional bedrooms provide flexibility for guests, hobbies, or changing needs, while the upper-level laundry room adds convenience.Outside, enjoy the expansive concrete patio and fully fenced backyard with plenty of room to relax or play. The oversized garage provides space for vehicles, gear, and extra storage. The unfinished basement with rough-in offers endless possibilities for a home gym, rec room, media space, or future living area.Move-in ready and thoughtfully maintained, additional features include hail-resistant shingles, a radon mitigation system, and energy-saving solar panels. Residents enjoy Mosaic's exceptional amenities, including two community pools, parks, playgrounds, walking trails, and beautifully maintained common areas. Convenient access to shopping, dining, recreation, and commuter routes completes the appeal of this exceptional home.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$619,900
2.74% rateFHASave $1,795/mo

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