2455 Payne
VA Assumable
3.07% Rate
50 photos
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2455 Payne

Colorado Springs, CO 80916

4
Bedrooms
2
Bathrooms
1,776
Sq Ft

Payment Calculator

$1,585per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,995
$18,995$31,661
Secondary Financing8.5% Rate
$12,666
Blended rate3.26% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,281/mo
Assumable @ 3.07% + gap
$1,585/mo
$696less per month
$696
per month
$8,354
per year
$250,606
over 30 years

🏦 Loan Details

List Price
$379,900
Assumable Rate
3.07%
Remaining Balance
$349,715
Loan Type
VA
Est. Equity Gap
$31,661
Annual Taxes
$1,296

About This Home

Welcome home to this charming tri-level home in the heart of Colorado Springs! From the moment you step inside, you'll appreciate the beautiful luxury vinyl plank flooring that flows throughout the main level. The versatile front living area offers endless possibilities and can be used as a formal living room, dining room, home office, or flex space to fit your lifestyle. The updated kitchen features granite countertops, stainless steel appliances, and ample cabinet space, making it perfect for everyday living and entertaining. Just a few steps down, you'll find a spacious family room complete with a cozy fireplace—ideal for relaxing on cool Colorado evenings.\r Upstairs, the primary bedroom is accompanied by two generously sized secondary bedrooms and a full bathroom. The finished basement adds valuable living space with a fourth bedroom and an additional full bathroom, providing flexibility for guests, a home office, or multi-generational living. Step outside to the private backyard, offering plenty of room to create your own outdoor retreat. Conveniently located near parks, schools, shopping, dining, and major commuter routes, this Colorado Springs home combines comfort, functionality, and an unbeatable location. Don't miss this opportunity to own a move-in-ready home in one of Colorado Springs' most convenient areas—schedule your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$379,900
3.07% rateVASave $649/mo

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