4376 Neal
VA Assumable
4.83% Rate
50 photos
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4376 Neal

Colorado Springs, CO 80916

3
Bedrooms
2
Bathrooms
1,557
Sq Ft

Payment Calculator

$2,520per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$20,250
$20,250$225,037
Secondary Financing8.5% Rate
$204,787
Blended rate6.79% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,432/mo
Assumable @ 4.83% + gap
$2,520/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$405,000
Assumable Rate
4.83%
Remaining Balance
$179,598
Loan Type
VA
Est. Equity Gap
$225,037
Annual Taxes
$1,202

About This Home

Charming Split-Level Home with Finished Basement & Fireplace\r Welcome to this inviting 3-bedroom, 2-bath split-level home offering comfort, functionality, and great use of space. Built in 1984, this well-maintained property features 882 sq ft above grade plus a fully finished 384 sq ft basement, providing versatile living areas for today’s needs.\r Step inside to a bright and open main level with durable construction and classic finishes. The home boasts a fireplace in the family room, perfect for cozy Colorado evenings, and a forced-air heating system for year-round comfort.\r The thoughtfully designed layout includes 3 spacious bedrooms, 1 full bath and 1 half bath, 7 total rooms, ideal for flexible living or home office setups. Several improvements have been made including new paint on all walls, new carpet on the stairs and bedrooms, new kitchen appliances, and hardwood laminate in other rooms of the home. Enjoy the added convenience of a built-in 1-car garage (320 sq ft). Situated on a 5,453 sq ft lot, this property offers manageable outdoor space with room to personalize. The home features frame construction, a durable concrete foundation, and composite shingle roofing, providing lasting value.\r Whether you're a first-time buyer, downsizing, or investing, this property presents a great opportunity in a desirable single-family residential setting.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$405,000
4.83% rateVASave $1,342/mo

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