221 Terra Vista
FHA Assumable
2.96% Rate
50 photos
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221 Terra Vista

Brighton, CO 80601

3
Bedrooms
3
Bathrooms
2,647
Sq Ft

Payment Calculator

$2,325per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,495
$26,495$86,412
Secondary Financing8.5% Rate
$59,917
Blended rate3.62% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,182/mo
Assumable @ 2.96% + gap
$2,325/mo
$857less per month
$857
per month
$10,282
per year
$308,455
over 30 years

🏦 Loan Details

List Price
$529,900
Assumable Rate
2.96%
Remaining Balance
$444,471
Loan Type
FHA
Est. Equity Gap
$86,412
Annual Taxes
$4,056
HOA/mo
$58

About This Home

Welcome home to this bright and beautifully maintained 3-bedroom, 3-bathroom home featuring a versatile finished basement bonus space ideal for a home office, fitness room, media room, guest space, or potential non-conforming fourth bedroom.\r \r Filled with natural light, this inviting home offers spacious living areas designed for both comfortable everyday living and effortless entertaining. The show-stopping primary suite serves as a true private retreat, featuring exceptional space, a stunning two-sided fireplace, and a versatile adjoining flex space ideal for a reading nook, home office, wellness area, nursery, or quiet lounge. The custom walk-in closet is complete with built-in organization, shoe storage, jewelry displays, and abundant storage. The private ensuite bath completes this luxurious and relaxing sanctuary.\r \r The finished basement provides valuable additional living space with endless possibilities for a home office, recreation room, workout area, guest space, or potential non-conforming fourth bedroom. The oversized 3-car garage offers ample room for vehicles, storage, and hobbies.\r \r Thoughtfully maintained, the home includes a newer high-efficiency two-stage furnace and two-stage central air conditioning system, along with a recently installed Smart LiftMaster garage door opener featuring WiFi connectivity and a built-in camera for added convenience and peace of mind.\r \r All kitchen appliances, washer, dryer, Bose 2.1 speaker system, and entertainment system receiver are included, making this home truly move-in ready.\r \r Step outside to enjoy the spacious private backyard, where mature landscaping and fencing create the perfect setting for outdoor dining, summer barbecues, entertaining guests, or simply relaxing and enjoying Colorado's beautiful seasons.\r \r Move-in ready and beautifully cared for, this home offers the perfect combination of space, comfort, functionality, and modern updates.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$529,900
2.96% rateFHASave $1,102/mo

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