16355 Sunset Peak
VA Assumable
5.7% Rate
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16355 Sunset Peak

Monument, CO 80132

4
Bedrooms
3
Bathrooms
3,867
Sq Ft

Payment Calculator

$8,343per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$73,000
$73,000$233,474
Secondary Financing8.5% Rate
$160,474
Blended rate6.02% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$8,767/mo
Assumable @ 5.7% + gap
$8,343/mo
$423less per month
$423
per month
$5,081
per year
$152,443
over 30 years

🏦 Loan Details

List Price
$1,460,000
Assumable Rate
5.7%
Remaining Balance
$1,224,917
Loan Type
VA
Est. Equity Gap
$233,474
Annual Taxes
$7,660
HOA/mo
$325

About This Home

Experience refined Colorado living in this exceptional Saddletree Homes Magnolia floor plan, ideally located in the sought-after Sanctuary Pointe community in Monument, District 38. Showcasing breathtaking Pikes Peak, Front Range, and AF Academy views, this ranch-style open concept home blends luxury, function, and flexibility. Inside, beamed 11’ ceilings, 8” baseboards, white oak plank floors, and a dramatic 3-sided gas fireplace create a warm, elevated atmosphere. Expansive Western Window sliding glass doors disappear into the wall, connecting the great room to an extended covered composite deck w/upgraded iron railing—ideal for indoor-outdoor living & entertaining. The gourmet kitchen features quartz countertops, waterfall island, 42” cabinetry, SS appliances, deep sink, coffee bar, designer lighting, and walk-in pantry pre-plumbed for future butler’s pantry. Adjacent laundry offers coat closet, sink rough-in, and direct garage access, creating a functional drop zone. The owner's suite includes spacious walk-in closet and spa-inspired 5-pc bath w/ aeration soaking tub, large glass shower, dual vanities, and designer finishes. A secondary main-level bedroom and full bath provide flexibility for guests, multi-gen living, or office use. Finished walkout lower level offers 28’x23’ rec room w/ 10’ sliders, wet bar rough-in, and natural light. Two addl. bedrooms and full bath provide privacy & function. Approx. 400 SF unfinished space—currently used as workshop/home gym w/ equipment included—offers storage or future expansion. A 4th bath rough-in is in place. Addl. upgrades include 9’ interior doors, whole-house humidifier, radon mitigation system, EV charger & security pre-wire, smart thermostat, app-controlled blinds, auto sprinkler system, and low-maintenance xeriscape landscaping. Located near trails, parks, schools, and Colorado Springs amenities, this home offers main-level living, finished basement flexibility, and high-end upgrades throughout. Schedule Today!

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,460,000
5.7% rateVASave $1,332/mo

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