4806 19th
VA Assumable
3% Rate
50 photos
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4806 19th

Denver, CO 80220

3
Bedrooms
3
Bathrooms
1,776
Sq Ft

Payment Calculator

$4,166per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$37,500
$37,500$179,372
Secondary Financing8.5% Rate
$141,872
Blended rate3.90% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$4,503/mo
Assumable @ 3% + gap
$4,166/mo
$338less per month
$338
per month
$4,051
per year
$121,544
over 30 years

🏦 Loan Details

List Price
$750,000
Assumable Rate
3%
Remaining Balance
$729,355
Loan Type
VA
Est. Equity Gap
$179,372
Annual Taxes
$3,973
HOA/mo
$30

About This Home

Experience the best of South Park Hill living in this thoughtfully updated duplex that blends Mid-Century Modern character, abundant natural light, and exceptional flexibility. Just blocks from local restaurants, coffee shops, community events, an annual art festival, and the Independence Day parade, this location offers the walkable urban lifestyle buyers love. Large windows on both levels fill the home with natural light throughout the day. Elevated above the street, the main level enjoys views of mature trees, while the lower level feels bright and welcoming thanks to generous window placement and egress windows in both bedrooms. Original hardwood floors, ceramic window sills, and thoughtful updates preserve the home's Mid-Century charm while enhancing everyday comfort. The open-concept main level lives larger than its footprint, featuring spacious living and dining areas, a well-appointed kitchen with extensive counter space, extra-tall cabinetry, abundant storage, and a breakfast bar. The generously sized primary suite includes a large closet and well-designed bath, while the updated powder room features fresh tile flooring. A standout feature is the versatile lower level, complete with a separate exterior entrance, two bedrooms, a full bath, and a fully equipped second kitchen featuring a full suite of appliances, ample cabinetry, and generous workspace. Whether used for guests, multigenerational living, work-from-home space, hobbies, or explored for future income-producing possibilities, the layout offers flexibility to adapt to a variety of needs. Outside, enjoy a large patio ideal for entertaining, drought-tolerant landscaping, front-yard sprinklers, and a private yard. Enjoy the freedom of a party wall agreement with no HOA. Additional improvements include a brand-new furnace. Offering character, versatility, and an unbeatable South Park Hill location, this is a rare opportunity to enjoy urban living with the space and flexibility today's buyers seek.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$750,000
3% rateVASave $1,803/mo

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