166 Newton
VA Assumable
5.52% Rate
50 photos
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166 Newton

Denver, CO 80219

2
Bedrooms
1
Bathrooms
970
Sq Ft

Payment Calculator

$3,110per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$26,450
$26,450$153,064
Secondary Financing8.5% Rate
$126,614
Blended rate6.27% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,176/mo
Assumable @ 5.52% + gap
$3,110/mo
$67less per month
$67
per month
$800
per year
$24,004
over 30 years

🏦 Loan Details

List Price
$529,000
Assumable Rate
5.52%
Remaining Balance
$375,406
Loan Type
VA
Est. Equity Gap
$153,064
Annual Taxes
$2,000
HOA/mo
$360

About This Home

Unlock Special Financing! This property sits within a Community Reinvestment Act (CRA) eligible area, which means buyers can access exclusive proprietary bank mortgage programs. Depending on your lender, this unique geographic benefit could qualify you for a lower interest rate (often 0.25% to 0.75% below market), down payment options as low as 3% with NO Private Mortgage Insurance (PMI), or thousands of dollars in lender grants to cover your closing costs. Best of all, these perks are tied to the property location, not your income!\r \r Set on an expansive double lot spanning 0.22 acres (9,370 sq. ft.), this charming 2-bedroom, 1-bathroom, 970 sq. foot home is surrounded by mature trees and a classic white picket fence that provide beauty, privacy, and shade. Inside, you'll find an open-concept kitchen, dining, and living area ideal for simple, comfortable living. The primary bedroom easily accommodates a king-size bed, while the bright second bedroom is perfect for a home office, nursery, or cozy guest room. The home features low ceilings, but the highly functional floor plan allows plenty of space for warm gatherings and natural light in every room.\r All appliances stay—including the washer, dryer, dishwasher, and a standalone freezer! Energy-conscious buyers will love the integrated solar panel system, designed to slash your utility costs while supporting sustainable living. There are two off-street parking spaces in the front, a handy backyard storage shed, and a secluded backyard. \r \r With an unbeatable location, massive land value, and exclusive financing perks, this Barnum gem offers a rare opportunity to enjoy the best of Denver living at a newly reduced price. Quick close and possession available. Don't miss out!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$529,000
5.52% rateVASave $917/mo

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