4205 Morning Star
VA Assumable
3.47% Rate
50 photos
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4205 Morning Star

Castle Rock, CO 80108

4
Bedrooms
5
Bathrooms
4,325
Sq Ft

Payment Calculator

$7,640per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$57,500
$57,500$706,121
Secondary Financing8.5% Rate
$648,621
Blended rate6.10% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$6,905/mo
Assumable @ 3.47% + gap
$7,640/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$1,150,000
Assumable Rate
3.47%
Remaining Balance
$592,879
Loan Type
VA
Est. Equity Gap
$706,121
Annual Taxes
$5,699
HOA/mo
$341

About This Home

Tucked behind the gates of Castle Pines Village, this contemporary mountain residence sits on a private, tree-framed parcel with direct trail access and the kind of quiet that's genuinely hard to find. Inside, over 4,700 square feet of thoughtfully designed space unfolds across hardwood floors under soaring two-story ceilings — built for both everyday living and effortless entertaining.\r \r The great room centers on a stacked-stone fireplace with a 19th-century railroad-tie mantel — a piece with real history, surrounded by abundant natural light. The gourmet kitchen is the home's true gathering place: an oversized island anchors the space, with Wolf, Sub-Zero, and Miele appliances, quartz countertops, and 42" cabinetry. Wide sliding glass doors dissolve the line between indoors and out, opening onto a TimberTech composite deck that overlooks natural grasses and the wildlife corridor beyond.\r \r The main-floor primary suite is a genuine retreat — tray ceilings, a custom walk-in closet, spa-caliber five-piece bath, and a private patio. Downstairs, the finished lower level is built for celebration: a 600+ bottle wine cellar, custom wet bar, and 10' ceilings set the tone for evenings that linger. Three generously sized secondary bedrooms, a main-level home office, and a bonus loft round out the living space.\r \r A grocery elevator from the garage to the main level is the kind of detail that reveals how thoughtfully this home was designed. Add Renewal by Andersen windows, a Halo whole-house water filtration system, new HVAC and water heater, a finished oversized 3-car garage, and integrated smart home technology — and turnkey barely covers it.\r \r With 24 hour gated security, Firewise certification, three neighborhood pools, miles of trails, tennis, pickleball, two private luxury golf clubs, and a mature Colorado setting; Castle Pines Village isn't just a neighborhood, it is a lifestyle.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$1,150,000
3.47% rateVASave $4,622/mo

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