4504 Rapport
FHA Assumable
2.74% Rate
50 photos
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4504 Rapport

Castle Rock, CO 80104

3
Bedrooms
3
Bathrooms
1,910
Sq Ft

Payment Calculator

$3,322per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$31,995
$31,995$249,025
Secondary Financing8.5% Rate
$217,030
Blended rate4.75% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,842/mo
Assumable @ 2.74% + gap
$3,322/mo
$520less per month
$520
per month
$6,241
per year
$187,230
over 30 years

🏦 Loan Details

List Price
$639,900
Assumable Rate
2.74%
Remaining Balance
$405,560
Loan Type
FHA
Est. Equity Gap
$249,025
Annual Taxes
$5,143
HOA/mo
$90

About This Home

Corner lot. Mountain views. Three-car garage. In The Oaks at Castle Rock near Castlewood Ranch, this one checks the boxes buyers actually argue about. Move-in ready with new carpet, fresh paint throughout, and luxury vinyl flooring — nothing to negotiate, nothing to update, just move in and live.\r The main floor is wide open by design. A breakfast bar anchors the kitchen, quartz counters run the full span, and the eat-in dining space walks directly out to a covered patio — your morning coffee spot has mountain views. That walkout isn't an afterthought; it's a daily feature. 3 bedrooms, 3 bathrooms, the space is laid out to live, not just another listing. The open floor plan keeps things connected on the main level without sacrificing function. Whether you're entertaining or just living your normal Tuesday, this layout delivers.The 3-car garage is the kind of feature buyers quietly eliminate homes over when it's missing. Here, it's part of the package — alongside the corner lot that gives you extra breathing room, added privacy, and stronger curb presence than interior lots can offer. The Oaks is one of Castle Rock's established addresses, just minutes to Castlewood Canyon State Park, the trail system, and everything that makes this market hold value. Newer construction. Move-in condition. Mountain views on a corner lot with a three-car garage, in this price range in Castle Rock, Colorado? Schedule your showing today!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$639,900
2.74% rateFHASave $2,037/mo

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