1745 Jay
FHA Assumable
4.2% Rate
50 photos
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1745 Jay

Lakewood, CO 80214

3
Bedrooms
1
Bathrooms
936
Sq Ft

Payment Calculator

$2,758per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$23,250
$23,250$205,285
Secondary Financing8.5% Rate
$182,035
Blended rate5.90% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,792/mo
Assumable @ 4.2% + gap
$2,758/mo
$34less per month
$34
per month
$409
per year
$12,282
over 30 years

🏦 Loan Details

List Price
$465,000
Assumable Rate
4.2%
Remaining Balance
$277,772
Loan Type
FHA
Est. Equity Gap
$205,285
Annual Taxes
$3,225

About This Home

Tucked into an established neighborhood just moments from Edgewater and Sloan’s Lake, this charming bungalow radiates character from the moment you pull up to the curb. It’s the kind of home that feels instantly welcoming, blending classic personality with thoughtful modern updates that make daily life a breeze. Enter inside to find sun-drenched living spaces anchored by gorgeous real hardwood floors that flow throughout the main level. You’ll notice the crisp, clean feel of updated windows and doors throughout the entire home, which pull in natural light while enhancing the overall aesthetic. The heart of the home is the beautifully updated open kitchen, designed for both the serious cook and the casual entertainer. It features sleek white shaker cabinets, granite countertops, and stainless steel kitchen appliances. Whether you’re prepping a big weekend brunch or just enjoying a quiet morning coffee, the open layout keeps you connected to the conversation in the living area. The interior transitions seamlessly to an expansive backyard that serves as a private retreat. It’s a generous space with plenty of room for gardening, summer cookouts, or simply lounging under the Colorado sun. The lifestyle here is hard to beat. You are perfectly positioned to enjoy the best of West Denver, from paddle-boarding at Sloan’s Lake to exploring the vibrant stalls at the Edgewater Public Market. Local breweries, boutiques, and a diverse mix of celebrated restaurants are all within easy reach. Enjoy the newer Edgewater Fitness Center and Walker-Branch Park just two blocks east. With a quick commute to downtown and straightforward access to the mountains, this home offers the perfect balance of neighborhood charm and urban convenience. It’s a rare find that combines modern interior finishes, great location, and an unbeatable affordable price.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$465,000
4.2% rateFHASave $1,231/mo

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