402 Washington
FHA Assumable
3.1% Rate
50 photos
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402 Washington

Denver, CO 80203

2
Bedrooms
1
Bathrooms
974
Sq Ft

Payment Calculator

$2,176per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,000
$21,000$158,803
Secondary Financing8.5% Rate
$137,803
Blended rate4.96% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,522/mo
Assumable @ 3.1% + gap
$2,176/mo
$346less per month
$346
per month
$4,157
per year
$124,698
over 30 years

🏦 Loan Details

List Price
$420,000
Assumable Rate
3.1%
Remaining Balance
$261,344
Loan Type
FHA
Est. Equity Gap
$158,803
Annual Taxes
$1,817
HOA/mo
$232

About This Home

A Piece of Denver History located at 402 N Washington Street. Step into something special. Built in 1922, this timeless Denver gem sits right in the heart of the city and has the character to prove it, original architectural touches that no new construction can replicate, warm hardwood floors that tell a story underfoot, and a soul that only a century of well-loved living can give a home.\r Enjoy your mornings on the charming front patio, and unwind in the evening in your own backyard, a rare and coveted retreat in the city. Whether you're hosting friends or simply soaking up the Colorado sunshine, this outdoor space delivers. Inside, the thoughtful preservation of original details creates an atmosphere that is both nostalgic and inviting, the kind of home that draws you in the moment you walk through the door. And the location? Hard to beat. Nestled in one of Denver's most sought-after corridors, you're steps from the best the city has to offer - restaurants, coffee shops, parks, shops, and nightlife all within easy reach. Homes like this don't come along often. Classic bones, unbeatable location, and that rare feeling of home from day one. As an added bonus, buyers who choose the seller's preferred lender will receive a paid appraisal and a set lender credit at closing to help offset the cost of their home inspection, creating even more value and savings during the home-buying process. There is also an assumable FHA loan under four percent on the property, reach out to the Seller's Agent for details regarding these items. The other half of this building is also available as well, 406 N. Washington Street!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$420,000
3.1% rateFHASave $1,296/mo

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