826 Willow
VA Assumable
2.74% Rate
50 photos
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826 Willow

Brighton, CO 80603

3
Bedrooms
2
Bathrooms
1,561
Sq Ft

Payment Calculator

$2,358per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$21,800
$21,800$206,978
Secondary Financing8.5% Rate
$185,178
Blended rate5.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,618/mo
Assumable @ 2.74% + gap
$2,358/mo
$260less per month
$260
per month
$3,125
per year
$93,750
over 30 years

🏦 Loan Details

List Price
$436,000
Assumable Rate
2.74%
Remaining Balance
$229,022
Loan Type
VA
Est. Equity Gap
$206,978
Annual Taxes
$1,345
HOA/mo
$40

About This Home

This incredible property qualifies for a generous seller/lender credit towards buyer's closing costs or interest rate buydowns. Seller will contribute 1% and preferred lender 1% of the loan amount. Buyer is not obligated to use preferred lender to have offer accepted, however must use preferred lender to qualify for the credit. Welcome home to this beautifully maintained 3-bedroom, 2-bath ranch that has been lovingly cared for by the same family since it was built. This move-in-ready home has been professionally cleaned and offers a wonderful combination of comfort, functionality and pride of ownership throughout. Step inside to discover a thoughtfully designed floor plan featuring a large living room open to the dining area and kitchen as well as both bathrooms have been recently remodeled with new shower/tub. The kitchen offers stainless steel appliances including a double oven, convenient roll-out shelving in the lower kitchen cabinets and a nice pantry space that doubles as the laundry area. The home is equipped with a water softener and water filtration system adding everyday comfort and convenience. Enjoy outdoor living from the inviting front patio or relax in the screened gazebo on a nice concrete patio overlooking the backyard. The backyard also provides 2 storage sheds and the sprinkler system services both the front and back yards helping maintain beautiful outdoor spaces with ease. Additional highlights include a heated 2-car garage with lighted attic access via staircase pulldown providing excellent storage and accessibility. Energy-conscious buyers will appreciate the fully paid-off solar system offering long-term savings and efficiency. This exceptional property combines quality updates, valuable amenities and a rich family history creating a warm and welcoming place to call home. Don't miss the opportunity to make this cherished home your own!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$436,000
2.74% rateVASave $1,555/mo

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