1800 Terrace
FHA Assumable
3.69% Rate
50 photos
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1800 Terrace

Fort Collins, CO 80528

4
Bedrooms
4
Bathrooms
2,040
Sq Ft

Payment Calculator

$3,552per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$325,057
Secondary Financing8.5% Rate
$297,557
Blended rate6.19% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 3.69% + gap
$3,552/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
3.69%
Remaining Balance
$274,943
Loan Type
FHA
Est. Equity Gap
$325,057
Annual Taxes
$2,873
HOA/mo
$400

About This Home

Discover this stunning, turn-key 4 bedroom, 4 bathroom, 2-story home in desirable Harmony Crossing. While only a few blocks away from shopping, dining, and the movie theater, this delightful home is tucked into the back of the neighborhood, located on a peaceful cul-de-sac for end of the road privacy. The sunny, open floor plan features cathedral ceilings and many windows, creating a bright and inviting atmosphere. This well-maintained home has many updates, including a fully renovated, modern kitchen, remodeled bathrooms with beautiful custom tile work, new flooring, paint, lighting, and more. The roof and water heater are also newer, providing peace of mind for the future. Oversized garage offers extra room for projects or storage. The fully finished basement includes an additional bed/bath combo and a secondary living area. Outdoor entertaining is a breeze in the cozy, xeriscaped back yard, which features a deck, a patio, and a built-in propane fire pit. Enjoy the privacy of backing to a green space and walking trail with no immediate neighbors behind you. Take in a great view of Horsetooth!Please Note: The property backs to a lightly used train track, which runs through minimally (one time per day and night). Please see the railroad report in the documents for full details. Swap a single daily train for the openness, privacy and mountain views!

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
3.69% rateFHASave $2,112/mo

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