12820 Stone Valley
VA Assumable
2.9% Rate
50 photos
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12820 Stone Valley

Peyton, CO 80831

3
Bedrooms
2
Bathrooms
1,734
Sq Ft

Payment Calculator

$1,942per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$22,995
$22,995$55,996
Secondary Financing8.5% Rate
$33,001
Blended rate3.32% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,762/mo
Assumable @ 2.9% + gap
$1,942/mo
$819less per month
$819
per month
$9,831
per year
$294,929
over 30 years

🏦 Loan Details

List Price
$459,900
Assumable Rate
2.9%
Remaining Balance
$405,675
Loan Type
VA
Est. Equity Gap
$55,996
Annual Taxes
$2,692
HOA/mo
$70

About This Home

Enjoy the ease of main-level living in this beautifully designed ranch home featuring an open layout, high ceilings, and modern finishes throughout. Durable hard-surface flooring extends throughout the home with no carpet, creating a clean, cohesive look and easy maintenance.\r \r The kitchen combines timeless finishes with everyday functionality, featuring white cabinetry, quartz countertops, a gas range, generous workspace, and a layout that flows seamlessly into the dining and living areas. The living room features a beautiful fireplace with a mantel, adding warmth and character to the space.\r \r The spacious primary suite is privately situated on one side of the home, creating a comfortable retreat separate from the secondary bedrooms. Two additional bedrooms and a full bathroom are located on the opposite side of the home, offering flexibility for family, guests, or multi-generational living. A dedicated office with French doors provides the ideal space for working from home, hobbies, or a quiet reading room.\r \r An oversized sliding glass door fills the home with natural light and opens to the covered patio, creating an effortless connection between indoor and outdoor living. Whether you’re enjoying a quiet morning coffee or hosting friends and family, the backyard provides the perfect setting to relax and unwind.\r \r Thoughtfully designed with a functional floor plan, stylish finishes, and true main-level living, this home offers the comfort, convenience, and low-maintenance lifestyle today’s buyers are looking for.

Data Source: Pikes Peak MLS (PPMLS)

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$459,900
2.9% rateVASave $897/mo

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