12638 Virginia
FHA Assumable
2.66% Rate
50 photos
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12638 Virginia

Lakewood, CO 80228

4
Bedrooms
4
Bathrooms
2,336
Sq Ft

Payment Calculator

$2,689per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$18,750
$18,750$324,005
Secondary Financing8.5% Rate
$305,255
Blended rate7.23% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,252/mo
Assumable @ 2.66% + gap
$2,689/mo
$0
per month
$0
per year
$0
over 30 years

🏦 Loan Details

List Price
$375,000
Assumable Rate
2.66%
Remaining Balance
$84,671
Loan Type
FHA
Est. Equity Gap
$324,005
Annual Taxes
$1,886
HOA/mo
$595

About This Home

Welcome to this spacious and beautifully maintained 4 bedroom, 4 bath townhome offering comfort, convenience, and move-in-ready appeal. From the moment you step inside, you'll notice the fresh interior paint, brand new laminate flooring, brand new carpet, updated lighting, and new door hardware that give the home a bright, modern feel. Meticulously cared for over the years, this newly updated property is ready for its next owner to enjoy. This well-designed floor plan offers multiple living spaces, perfect for everyday living and entertaining. Large windows fill the home with natural light, creating a warm and inviting atmosphere throughout. The spacious kitchen provides ample storage and workspace-and offers brand new flooring and updated appliances. You'll find plenty of room for family, guests, or a home office. The large primary suite offers a comfortable retreat, while the additional bedrooms provide flexibility to fit your lifestyle. You'll love the built-in cabinets upstairs that offer extra storage. The roomy, fully-finished basement provides another living area, a full bathroom and a finished storage/work room. The two-car carport offers convenient covered parking and easy access to the home. You'll enjoy close proximity to parks, hiking and biking trails, shopping, restaurants, and major commuter routes, providing easy access to both downtown Denver and the mountains. Enjoy lounging by the pool this Summer! Additional updates and improvements: newer double pane windows, newer front door, roofing replaced by the HOA in 2017, asphalt replaced by the HOA in 2024, sewer line recently cleaned, and gas lines replaced by Xcel energy in 2018. Whether you're looking for your first home, extra space, or a low-maintenance lifestyle in a fantastic location, this townhome delivers. Combining tasteful updates, spacious living areas, and exceptional care, 12638 W. Virginia Avenue is a wonderful opportunity you won't want to miss.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$375,000
2.66% rateFHASave $1,556/mo

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