150 Osceola
FHA Assumable
2.98% Rate
50 photos
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150 Osceola

Denver, CO 80219

2
Bedrooms
2
Bathrooms
855
Sq Ft

Payment Calculator

$2,298per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$24,000
$24,000$133,277
Secondary Financing8.5% Rate
$109,277
Blended rate4.30% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$2,882/mo
Assumable @ 2.98% + gap
$2,298/mo
$584less per month
$584
per month
$7,007
per year
$210,213
over 30 years

🏦 Loan Details

List Price
$480,000
Assumable Rate
2.98%
Remaining Balance
$346,723
Loan Type
FHA
Est. Equity Gap
$133,277
Annual Taxes
$2,517

About This Home

This is a charming , updated bungalow in the Heart of Barnum!\r \r Welcome to this delightful 2-bedroom, 2-bath bungalow in Denver’s popular Barnum subdivision—just minutes from all the fun, dining, and entertainment the city has to offer! This home is packed with updates, including a fully updated/modernized electrical system, new HVAC, stylish LVP flooring, and beautifully renovated bathrooms and kitchen, plus the on demand, tankless hot water system is so nice to have. Step outside to a lush, fully fenced backyard—perfect for pets, gardening, or summer get-togethers—with convenient access to a spacious two-car garage. Whether you’re enjoying quiet evenings at home or heading out to explore downtown Denver, this move-in-ready gem puts you in the center of it all. Don’t miss it! . You’ll love the blend of vintage charm and contemporary comfort. Pride of ownership shines in this pristine and cared for home in an historic neighborhood. \r Step outside to a lush, fully fenced backyard—perfect for pets, gardening, or summer get-togethers—with convenient access to a spacious two-car garage. With both a deck and patio...perfect for a firepit, this home is truly turnkey. It has been carefully maintained and upgraded for maximum peace of mind...all you have to do is move-in and start living your dream. Whether you’re enjoying quiet evenings at home or heading out to explore downtown Denver, this move-in-ready gem puts you in the center of it all. Don’t miss it! Zoning allows for the addition of an ADU for potential additional income. The current owner planned to convert the garage to a separate, income producing living space. Additionally, this home qualifies for the Community Reinvestment Act, providing 1.75% of the loan amount (FHA, VA, or conventional) as a credit towards buyer’s closing costs, pre-paids and/or discount points.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$480,000
2.98% rateFHASave $1,256/mo

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