1851 13th
FHA Assumable
3.76% Rate
50 photos
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1851 13th

Greeley, CO 80631

6
Bedrooms
4
Bathrooms
4,276
Sq Ft

Payment Calculator

$2,720per month

In an assumption, your down payment covers the seller's equity. You'll need at least 5% of the purchase price in cash, and the rest can be covered with secondary financing.

How much can you bring down?$27,500
$27,500$97,226
Secondary Financing8.5% Rate
$69,726
Blended rate4.37% vs 6.5%
Monthly Payment Comparison
Conventional @ 6.5%
$3,303/mo
Assumable @ 3.76% + gap
$2,720/mo
$583less per month
$583
per month
$6,996
per year
$209,885
over 30 years

🏦 Loan Details

List Price
$550,000
Assumable Rate
3.76%
Remaining Balance
$470,884
Loan Type
FHA
Est. Equity Gap
$97,226
Annual Taxes
$3,089
HOA/mo
$300

About This Home

Rich in historic charm, this classic Cranford home showcases classic architectural details, generous living spaces, and abundant natural light throughout. The home features 6 bedrooms, 4 bathrooms all on an expansive 13,300 square foot lot. A private primary retreat provides a peaceful escape, featuring its own dedicated space away from the secondary bedrooms for added comfort and privacy.The fully contained basement apartment offers exceptional flexibility with 2 bedrooms, 1 bathroom, a full kitchen, living area, laundry, and separate living quarters-ideal for multigenerational living, guests, a home office setup, or potential rental income. Outside, the oversized lot provides ample room for entertaining, gardening, recreation, and a private garden cottage including a wood burning fireplace and electricity. Perfect for an office space, or just a relaxing getaway.Rarely does a property combine historic elegance, modern versatility, and such an impressive lot size. Don't miss this unique opportunity to own a piece of Cranford history with room to grow, gather, and create lasting memories.

Data Source: REcolorado MLS

Listing information is deemed reliable but not guaranteed. All data provided by the MLS and is subject to change. The Assumable Guy is not the listing agent for this property. Contact us to connect with the listing agent and explore assumable financing options.

This listing
$550,000
3.76% rateFHASave $1,027/mo

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